CLIENT ACCOUNTS

Recently Viewed Accounts

You have no recently viewed accounts.

Select your location

Who are you ?

Select another location

Wer bist du ?

Wählen Sie einen anderen Ort

Qui êtes vous ?

Sélectionnez un autre emplacement

Qui êtes vous ?

Sélectionnez un autre emplacement

Qui êtes vous ?

Sélectionnez un autre emplacement

Wer bist du ?

Wählen Sie einen anderen Ort

Wer bist du ?

Wählen Sie einen anderen Ort

Qui êtes vous ?

Sélectionnez un autre emplacement

Wer bist du ?

Wählen Sie einen anderen Ort

Qui êtes vous ?

Sélectionnez un autre emplacement

Who are you ?

Select another location

Who are you ?

RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Client Relationship & Service
Conduct a portfolio review

3 MIN ARTICLE

 


Portfolio reviews provide an opportunity to discuss changes in your clients’ goals or to prepare them for retirement. Follow this four-step process to help make your meetings both productive and meaningful.

Key Takeaways 

  • Acknowledge needs and objectives
  • Provide a comprehensive long-term perspective
  • Establish confidence
  • Discuss opportunities

 


  

Step 1
Acknowledge needs and objectives
How to do it:

  • Prepare for your meeting by identifying key milestones or events that have happened since you last met.
  • Review client portfolios to determine if they’re well positioned to meet their investment goals.
  • For clients who are nearing retirement, identify their priorities, assets and liabilities, expenses, and income sources.

  

Step 2
Provide a comprehensive long-term perspective
How to do it:

  • Share in-depth analysis from our investment professionals on current markets and the economic environment, as well as insight into core investment topics.
  • Review key statistics and commentary for individual funds and share classes.
  • Help retirees understand the shifting focus in retirement investing from accumulating assets to taking distributions. Ascertain their financial outlook to determine whether they should seek investments weighted more toward preservation of capital, a balance of income and appreciation, or growth.

Resource to use:
Capital Ideas — Market perspectives and fund commentary from Capital Group investment professionals


  

Step 3
Establish confidence

How to do it:

  • Offer strategies that can help clients pursue their long-term goals.
  • For clients who are nearing retirement, determine an investment mix and withdrawal rate that can help address longevity risk.
  • Reassure clients about their investment decisions.

  

Step 4
Discuss opportunities
How to do it:

  • End your conversation by recommending sensible investment choices that will help clients meet their long-term goals or fund their retirement income needs.
  • Construct portfolios for your clients and test them over the long term.


Learn more about
Client Relationship & Service
Client Conversations
Investing Strategy

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

This material does not constitute legal or tax advice. Investors should consult with their legal or tax advisors.

Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This information is intended to highlight issues and should not be considered advice, an endorsement or a recommendation.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.