OUR PLAN SOLUTIONS
Retirement plan solutions scaled to your clients’ needs
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401(K) & 403(B)
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- Low-cost design for startups and smaller plans
- Plan administration from a TPA
- Strategic, low-cost plan pricing design
- More than 40 American Funds investment options
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- Full-featured design for larger plans
- Plan administration from a TPA or American Funds
- Fixed-dollar, transparent pricing
- American Funds and hundreds of other investment options†
EMPLOYER-SPONSORED IRAS
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- Available for any employer or business
- Employer contributions only
- Contribution limited to 25% of the participant’s compensation‡ or $66,000, whichever is less
- No annual filings or disclosure needed
- Annual top-heavy testing for most plans
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- Available generally to employers with 100 employees or fewer
- Employee contributions and mandatory employer contribution of either 3% match§ or 2% non-elective contribution‡
- Contribution limits of $15,500 for participants and $31,000 total ($19,000/$38,000 for participants age 50 and older)¶
- Annual notice to eligible employees required
- No annual nondiscrimination testing needed
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- Available for any employer or business
- Employee contributions only
- Contribution limit of $6,500 for participants ($7,500 for participants age 50 and older)
- No annual filings or disclosure needed
- No annual nondiscrimination testing needed
GOLD MEDAL WINNER
GOLD MEDAL WINNER
Want to find the right plan? Let us help.
Whatever you need, we’re here for you.
A proven leader
Strength in numbers
More than 370,000 small- to mid-size businesses and their employees rely on Capital Group Retirement Plan Services.#
Focused on retirement
We manage more than $1.2 trillion in retirement assets.#
Trusted and reliable
American Funds was the plan provider most often selected by established plan advisors as “a company I trust,” “is reliable” and “is easy to do business with."**
RETIREMENT PLAN RESOURCES
Let’s build your retirement plan business together
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*Ten American Funds target date funds won 2023 Refinitiv Lipper Fund Awards for periods up to 10 years. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the Refinitiv Lipper Fund Award. For more information, see lipperfundawards.com. Although Refinitiv Lipper makes reasonable efforts to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Refinitiv Lipper. The 2023 Refinitiv Lipper Fund Awards were awarded on March 23, 2023, and were based on Class R-6 and F-3 shares for the three-, five- or 10-year periods ended November 2022. Lipper Fund Awards from Refinitiv ©2023 Refinitiv. All rights reserved. Used under license.
†As of December 31, 2022. The number of available funds varies depending on the solution and share class.
‡Compensation on which SEP IRA and SIMPLE IRA non-elective contributions are calculated is limited to $330,000 for 2023.
§SIMPLE IRA matching contributions may be reduced to a minimum of 1% for two out of every five calendar years.
¶Maximum total SIMPLE IRA contributions based on employer matching contributions of 3%, for participants earning at least $516,667 annually ($633,333 when the maximum catch-up amount is included for participants age 50 and older).
#As of December 31, 2022.
**Source: Escalent, Cogent Syndicated, Retirement Plan Advisor Trends™, September 2022. Methodology: 538 respondents participated in a web survey conducted August 19 to August 30, 2022. The respondents consisted of financial advisors managing defined contribution (DC) plans. For “Ownership” of Core Brand Attributes, among “established” DC advisors (with at least $10 million in DC plan assets under management), American Funds was selected most often in response to the question, “Which if any of these DC plan providers are described by this statement... ‘Easy for advisors to do business with,’ ‘Is a company I trust' and ‘Is reliable’?” Capital Group has provided input on some questions to be included in Cogent surveys over time. Learn more at escalent.co.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only. Use of this website and materials is also subject to approval by your home office.
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This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.