tooltip: MSCI All Country World Index is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, consisting of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. This index is unmanaged, and its results include reinvested dividends and/or distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 75% S&P 500 Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Moderate Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 60% S&P 500 Index, 15% Bloomberg U.S. Aggregate Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 50% S&P 500 Index, 25% Bloomberg U.S. Aggregate Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Moderate Growth and Income Model Portfolio Index Blend
tooltip: The Moderate Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 45% S&P 500 Index, 35% Bloomberg U.S. Aggregate Index and 20% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Conservative Growth and Income Model Portfolio Index Blend
tooltip: The Conservative Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 30% S&P 500, 15% MSCI All Country World Index ex USA, 35% Bloomberg U.S. Aggregate Index and 20% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 35% S&P 500 Index, 15% MSCI All Country World Index ex USA, 35% Bloomberg U.S. Aggregate Index, and 15% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixedrate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Conservative Income and Growth Model Portfolio Index Blend
tooltip: The Conservative Income and Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA, 55% Bloomberg U.S. Aggregate Index and 10% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixedrate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixed-rate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Conservative Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 15% S&P 500 Index, 5% MSCI All Country World Index ex USA, 45% Bloomberg U.S. Aggregate Index and 35% Bloomberg 1-5 Year U.S. Government/Credit A+ Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 20% S&P 500 Index, 50% Bloomberg U.S. Aggregate Index and 30% Bloomberg U.S. Government/Credit (1-3 years, ex BBB) Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emergingmarket country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. Bloomberg U.S. Government/Credit (1-3 years, ex BBB) Index is a market-valueweighted index that tracks the total return results of fixed-rate publicly placed, dollardenominated obligations issued by the U.S. Treasury, U.S. government agencies and quasifederal corporations; corporate or foreign debt guaranteed by the U.S. government; and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to three years, excluding BBBrated securities. Bloomberg 1-5 Year U.S. Government/Credit A+ Index is a market-valueweighted index that tracks the total return results of fixed-rate, publicly placed, dollardenominated obligations issued by the U.S. Treasury, U.S. government agencies and quasifederal corporations; corporate or foreign debt guaranteed by the U.S. government; and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to five years, including A-rated securities and above. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: MSCI All Country World Index is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, consisting of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. This index is unmanaged, and its results include reinvested dividends and/or distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 75% S&P 500 Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Moderate Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 60% S&P 500 Index, 15% Bloomberg U.S. Aggregate Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 50% S&P 500 Index, 25% Bloomberg U.S. Aggregate Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Moderate Growth and Income Model Portfolio Index Blend
tooltip: The Moderate Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 45% S&P 500 Index, 35% Bloomberg U.S. Aggregate Index and 20% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Conservative Growth and Income Model Portfolio Index Blend
tooltip: The Conservative Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 30% S&P 500, 15% MSCI All Country World Index ex USA, 35% Bloomberg U.S. Aggregate Index and 20% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 35% S&P 500 Index, 15% MSCI All Country World Index ex USA, 35% Bloomberg U.S. Aggregate Index, and 15% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixedrate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Conservative Income and Growth Model Portfolio Index Blend
tooltip: The Conservative Income and Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA, 55% Bloomberg U.S. Aggregate Index and 10% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixedrate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixed-rate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Custom Index Retirement Income - Enhanced is a composite of the cumulative total returns for the following indexes with their respective weightings: 40% S&P 500 Index, 20% MSCI All Country World Index ex USA and 40% Bloomberg U.S. Aggregate Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 45% S&P 500 Index, 20% MSCI All Country World Index ex USA and 35% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emergingmarket country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Custom Index Retirement Income - Moderate is a composite of the cumulative total returns for the following indexes with their respective weightings: 50% Bloomberg U.S. Aggregate Index, 35% S&P 500 Index and 15% MSCI All Country World Index ex USA. The blend is rebalanced monthly. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Custom Index Retirement Income - Conservative is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg U.S. Aggregate Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 30% S&P 500 Index, 10% MSCI All Country World Index ex USA and 60% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Conservative Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 15% S&P 500 Index, 5% MSCI All Country World Index ex USA, 45% Bloomberg U.S. Aggregate Index and 35% Bloomberg 1-5 Year U.S. Government/Credit A+ Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 20% S&P 500 Index, 50% Bloomberg U.S. Aggregate Index and 30% Bloomberg U.S. Government/Credit (1-3 years, ex BBB) Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emergingmarket country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. Bloomberg U.S. Government/Credit (1-3 years, ex BBB) Index is a market-valueweighted index that tracks the total return results of fixed-rate publicly placed, dollardenominated obligations issued by the U.S. Treasury, U.S. government agencies and quasifederal corporations; corporate or foreign debt guaranteed by the U.S. government; and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to three years, excluding BBBrated securities. Bloomberg 1-5 Year U.S. Government/Credit A+ Index is a market-valueweighted index that tracks the total return results of fixed-rate, publicly placed, dollardenominated obligations issued by the U.S. Treasury, U.S. government agencies and quasifederal corporations; corporate or foreign debt guaranteed by the U.S. government; and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to five years, including A-rated securities and above. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Bloomberg 1-5 Year U.S. Government/Credit A+ Index
tooltip: Bloomberg 1-5 Year U.S. Government|Credit A+ Index is a market-value weighted index that tracks the total return results of fixed-rate, publicly placed, dollar-denominated obligations issued by the U.S. Treasury, U.S. government agencies, quasi-federal corporations, corporate or foreign debt guaranteed by the U.S. government, and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to five years, including A-rated securities and above. This index is unmanaged, and its results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Moderate Growth Model Portfolio Index Blend
tooltip: The Tax-Aware Moderate Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 60% S&P 500 Index, 25% MSCI All Country World Index ex USA and 15% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Growth and Income Model Portfolio Index Blend
tooltip: The Tax-Aware Growth & Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 50% S&P 500 Index, 25% MSCI All Country World Index ex USA and 25% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Moderate Growth and Income Model Portfolio Index Blend
tooltip: The Tax-Aware Moderate Growth & Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 45% S&P 500 Index, 20% MSCI All Country World Index ex USA and 35% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Conservative Growth and Income Model Portfolio Index Blend
tooltip: The Tax-Aware Conservative Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 30% S&P 500 Index, 15% MSCI All Country World Index ex USA, 40% Bloomberg Municipal Bond Index and 15% Bloomberg High Yield Municipal Bond Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 35% S&P 500 Index, 15% MSCI All Country World Index ex USA, 35% Bloomberg Municipal Bond Index and 15% Bloomberg High Yield Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. Bloomberg High Yield Municipal Bond Index is a market-value-weighted index composed of municipal bonds rated below BBB/Baa. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Moderate Income Model Portfolio Index Blend
tooltip: The Tax-Aware Moderate Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA, 55% Bloomberg Municipal Bond Index and 10% Bloomberg High Yield Municipal Bond Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long term investment-grade tax-exempt bond market. Bloomberg High Yield Municipal Bond Index is a market-value-weighted index composed of municipal bonds rated below BBB/Baa. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Conservative Income Model Portfolio Index Blend
tooltip: The Tax-Aware Conservative Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 15% S&P 500 Index, 5% MSCI All Country World Index ex USA, 40% Bloomberg Municipal Bond Index and 40% Bloomberg Municipal Bond 1-7 Year Blend Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 20% S&P 500 Index, 40% Bloomberg Municipal Bond Index and 40% Bloomberg Municipal Bond 1-7 Year Blend Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. Bloomberg Municipal Bond 1-7 Year Blend Index is a market-value-weighted index that includes investment-grade taxexempt bonds with maturities of one to seven years. The indexes are unmanaged, and their results include reinvested dividends and/or distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: Bloomberg Municipal Bond 1-7 Year Blend Index is a market-value-weighted index that includes investment-grade tax-exempt bonds with maturities of one to seven years. This index is unmanaged, and its results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: MSCI All Country World Index is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, consisting of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. This index is unmanaged, and its results include reinvested dividends and/or distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 75% S&P 500 Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Moderate Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 60% S&P 500 Index, 15% Bloomberg U.S. Aggregate Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 50% S&P 500 Index, 25% Bloomberg U.S. Aggregate Index and 25% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Moderate Growth and Income Model Portfolio Index Blend
tooltip: The Moderate Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 45% S&P 500 Index, 35% Bloomberg U.S. Aggregate Index and 20% MSCI All Country World Index ex USA. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Conservative Growth and Income Model Portfolio Index Blend
tooltip: The Conservative Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 30% S&P 500, 15% MSCI All Country World Index ex USA, 35% Bloomberg U.S. Aggregate Index and 20% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 35% S&P 500 Index, 15% MSCI All Country World Index ex USA, 35% Bloomberg U.S. Aggregate Index, and 15% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixedrate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Conservative Income and Growth Model Portfolio Index Blend
tooltip: The Conservative Income and Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA, 55% Bloomberg U.S. Aggregate Index and 10% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixedrate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixed-rate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Custom Index Retirement Income - Enhanced is a composite of the cumulative total returns for the following indexes with their respective weightings: 40% S&P 500 Index, 20% MSCI All Country World Index ex USA and 40% Bloomberg U.S. Aggregate Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 45% S&P 500 Index, 20% MSCI All Country World Index ex USA and 35% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emergingmarket country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Custom Index Retirement Income - Moderate is a composite of the cumulative total returns for the following indexes with their respective weightings: 50% Bloomberg U.S. Aggregate Index, 35% S&P 500 Index and 15% MSCI All Country World Index ex USA. The blend is rebalanced monthly. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Custom Index Retirement Income - Conservative is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg U.S. Aggregate Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 30% S&P 500 Index, 10% MSCI All Country World Index ex USA and 60% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: The Conservative Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 15% S&P 500 Index, 5% MSCI All Country World Index ex USA, 45% Bloomberg U.S. Aggregate Index and 35% Bloomberg 1-5 Year U.S. Government/Credit A+ Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 20% S&P 500 Index, 50% Bloomberg U.S. Aggregate Index and 30% Bloomberg U.S. Government/Credit (1-3 years, ex BBB) Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emergingmarket country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixed-rate bond market. Bloomberg U.S. Government/Credit (1-3 years, ex BBB) Index is a market-valueweighted index that tracks the total return results of fixed-rate publicly placed, dollardenominated obligations issued by the U.S. Treasury, U.S. government agencies and quasifederal corporations; corporate or foreign debt guaranteed by the U.S. government; and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to three years, excluding BBBrated securities. Bloomberg 1-5 Year U.S. Government/Credit A+ Index is a market-valueweighted index that tracks the total return results of fixed-rate, publicly placed, dollardenominated obligations issued by the U.S. Treasury, U.S. government agencies and quasifederal corporations; corporate or foreign debt guaranteed by the U.S. government; and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to five years, including A-rated securities and above. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Bloomberg 1-5 Year U.S. Government/Credit A+ Index
tooltip: Bloomberg 1-5 Year U.S. Government|Credit A+ Index is a market-value weighted index that tracks the total return results of fixed-rate, publicly placed, dollar-denominated obligations issued by the U.S. Treasury, U.S. government agencies, quasi-federal corporations, corporate or foreign debt guaranteed by the U.S. government, and U.S. corporate and foreign debentures and secured notes that meet specified maturity, liquidity and quality requirements, with maturities of one to five years, including A-rated securities and above. This index is unmanaged, and its results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Moderate Growth Model Portfolio Index Blend
tooltip: The Tax-Aware Moderate Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 60% S&P 500 Index, 25% MSCI All Country World Index ex USA and 15% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Growth and Income Model Portfolio Index Blend
tooltip: The Tax-Aware Growth & Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 50% S&P 500 Index, 25% MSCI All Country World Index ex USA and 25% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Moderate Growth and Income Model Portfolio Index Blend
tooltip: The Tax-Aware Moderate Growth & Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 45% S&P 500 Index, 20% MSCI All Country World Index ex USA and 35% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed- and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Conservative Growth and Income Model Portfolio Index Blend
tooltip: The Tax-Aware Conservative Growth and Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 30% S&P 500 Index, 15% MSCI All Country World Index ex USA, 40% Bloomberg Municipal Bond Index and 15% Bloomberg High Yield Municipal Bond Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 35% S&P 500 Index, 15% MSCI All Country World Index ex USA, 35% Bloomberg Municipal Bond Index and 15% Bloomberg High Yield Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. Bloomberg High Yield Municipal Bond Index is a market-value-weighted index composed of municipal bonds rated below BBB/Baa. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Moderate Income Model Portfolio Index Blend
tooltip: The Tax-Aware Moderate Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA, 55% Bloomberg Municipal Bond Index and 10% Bloomberg High Yield Municipal Bond Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg Municipal Bond Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long term investment-grade tax-exempt bond market. Bloomberg High Yield Municipal Bond Index is a market-value-weighted index composed of municipal bonds rated below BBB/Baa. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
Tax-Aware Conservative Income Model Portfolio Index Blend
tooltip: The Tax-Aware Conservative Income Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 15% S&P 500 Index, 5% MSCI All Country World Index ex USA, 40% Bloomberg Municipal Bond Index and 40% Bloomberg Municipal Bond 1-7 Year Blend Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 20% S&P 500 Index, 40% Bloomberg Municipal Bond Index and 40% Bloomberg Municipal Bond 1-7 Year Blend Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg Municipal Bond Index is a market-value-weighted index designed to represent the long-term investment-grade tax-exempt bond market. Bloomberg Municipal Bond 1-7 Year Blend Index is a market-value-weighted index that includes investment-grade taxexempt bonds with maturities of one to seven years. The indexes are unmanaged, and their results include reinvested dividends and/or distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
tooltip: Bloomberg Municipal Bond 1-7 Year Blend Index is a market-value-weighted index that includes investment-grade tax-exempt bonds with maturities of one to seven years. This index is unmanaged, and its results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.