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Investments / American Funds Conservative Income Model Portfolio
 

American Funds Conservative Income Model Portfolio

American Funds Conservative Income MP Composite
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Summary
 

American Funds Conservative Income Model Portfolio

American Funds Conservative Income MP Composite
tooltip: shareClassModels definition not found.

Summary

Seeks current income and relatively low-volatility equity exposures through dividend-paying equities and fixed-income securities which may help provide downside resilience.

  • Portfolio Solutions Committee Members 7
  • WAERMP_WAERG
    Weighted Average Expense Ratio (%) —

Underlying Funds

Growth and income
10%
American Mutual Fund®10%
Equity income
10%
The Income Fund of America®10%
Balanced
5%
American Balanced Fund®5%
Income
75%
American Funds® Multi-Sector Income Fund5%
American Funds® Strategic Bond Fund10%
Intermediate Bond Fund of America®25%
Short-Term Bond Fund of America®15%
The Bond Fund of America®20%
As of 04/01/2026 (updated daily).
MODEL HISTORICAL ALLOCATIONS
assetMix, UNDFUNDHAFMP

Asset Mix

U.S. Equities
16.0%
Non-U.S. Equities
3.8%
U.S. Bonds
68.3%
Non-U.S. Bonds
5.8%
assetMixCE
Cash Equivalents 1
6.0%
As of 02/28/2026 (updated monthly)

Market Capitalization

$210,550.38 Mil
Average
mktCapitalizationAvg
79.0%
Large
19.5%
Medium
1.4%
Small
As of 12/31/2025 (updated quarterly).

Description

Objective
Seeks current income and preservation of capital primarily through a diversified portfolio of higher-quality, fixed-income securities and dividend-paying equities
Distinguishing Characteristics
Pursues its investment objectives by investing in a mix of American Funds in different combinations and weightings.
Types of Investments
The underlying American Funds may represent a variety of fund categories such as equity-income funds, balanced funds and bond funds.

Facts

ID
Model Composite Inception
05/31/2017
Companies/Issuers
2662
Holdings are as of 02/28/2026 (updated monthly).
portfolioTurnover
Portfolio Turnover
2.8%
Holdings are as of 02/28/2026 (updated monthly).
RSG_YTD, RSNF_YTD, RSGA_LT, RSNFA_LT

Returns 2

  • Month-End Returns as of 02/28/2026
  • Quarter-End Returns as of 12/31/2025
    • Read important investment disclosures
    • ●Composite Gross
    • ●Composite Net
    • ●Index
    Returns table
    STRATEGYYear-to-date1 Year3 Year5 YearSince inception

    Index data refers to the Conservative Income Model Portfolio Index Blend.

    Model Composite Inception: 05/31/2017.

    Returns greater than one year are annualized.

    Valuation

    Price/ Book tooltip: Price-to-book ratio compares a stock's market value to the value of total assets less total liabilities (book value). Adjusted for stock splits. Price/ Cash Flow tooltip: Price-to-cash-flow (P/C) ratio is the average price to cash flow ratio of the individual stocks within a fund/model. Price/ Earnings tooltip: Price-to-earnings (P/E) ratio takes the current price of a stock divided by its earnings per share. The ratio reflects the cost of a given stock per dollar of current annual earnings and is the most common measure of a stock's expense. The higher the P/E, the more investors are paying, and therefore the more earnings growth they are expecting.
    Model
    		3.312.818.4
    Conservative Income Model Portfolio Index Blend tooltip: 1302 definition not found.
    		5.519.327.3
    Model as of 12/31/2025. Index as of 12/31/2025.

    Portfolio Solutions Committee

    • Years of Experience with Capital Group
    • Years of Experience with Investment Industry
    Michelle Black
    24
    31
    Brittain Ezzes
    4
    28
    Samir Mathur
    13
    33
    Damien McCann
    26
    Wesley Phoa
    27
    33
    John Queen
    24
    36
    Andrew Suzman
    32

    A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

    Portfolio managers as of 04/04/2026. Portfolio managers' years of experience are as of the previous calendar year end.

    Risk

    Average Life Breakdown

    Read important investment disclosures

    0-4.9 Years
    		60.6%
    5-9.9 Years
    		21.0%
    10-19.9 Years
    		3.0%
    20-29.9 Years
    		4.3%
    30+ Years
    		0.2%
    % of net assets as of 12/31/2025 (updated quarterly)

    qualitySummary
    Quality Summary

    Read important investment disclosures

    AAA/Aaa
    		14.9%
    AA/Aa
    		20.5%
    A
    		12.1%
    BBB/Baa
    		11.7%
    BB/Ba
    		6.1%
    B
    		2.3%
    CCC & Below
    		0.9%
    Unrated
    		2.7%
    U.S. Treasuries/Agencies
    		28.8%
    % of net assets as of 02/28/2026 (updated monthly)
    TTLHLD

    Holdings

    Total Bond Holdings

    Corporate bonds & notes
    		29.3%
    U.S. Treasury bonds & notes
    		27.5%
    Mortgage-backed obligations
    		27.1%
    Asset-backed obligations
    		13.3%
    Non-U.S. government/agency securities
    		2.3%
    Revenue bonds
    		0.3%
    General obligations
    		0.2%
    % of net assets as of 12/31/2025 (updated quarterly).

    Go to the underlying fund pages to see detailed holdings information

    Geographic Breakdown

    Regions
    |
    Top Countries
     
    United States
    		84.2%
    ALLCTRY_CECTRY
    Cash & equivalents 1
    		6.6%
    Europe
    		3.9%
    Other (Including Canada & Latin America)
    		3.5%
    Asia & Pacific Basin
    		1.8%
    % of net assets as of 12/31/2025 (updated quarterly)

    Expenses

    Weighted Average Expense Ratio

    WAERMP_WAERG
    American Funds Conservative Income Model Portfolio
    		—
    WAERLC_AER
    Lipper Category Weighted Average
    		0.57
    Model as of the underlying funds' most recent prospectuses. Lipper Category as of 12/31/2025 (updated quarterly). The Lipper averages for the underlying funds are AMRFX, AMEFX, AMBFX, MIAYX, ANBFX, IBAFX, SBFFX and ABNFX.

    Resources

    Literature for American Funds Conservative Income Model Portfolio
    All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
    Totals may not reconcile due to rounding.
    Investment results assume all distributions are reinvested and reflect applicable fees and expenses.
    Results and results-based figures shown are preliminary and subject to change.
    1
    Includes cash, short-term securities, other assets less liabilities, accruals, derivatives and forwards. It may also include investments in money market or similar funds managed by the investment adviser or its affiliates that are not offered to the public.
    2
    Returns are in USD, are asset weighted, and reflect the reinvestment of dividends, interest and other earnings (net of withholding taxes).
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