CollegeAmerica is a nationwide plan sponsored by Virginia 529.

Give them the key to explore the possibilities

Capital Group’s CollegeAmerica® 529 savings plan

Starting today can make all the difference for your investors

A single choice can create opportunities, fuel passions and help make dreams a reality. Choosing to recommend Capital Group’s CollegeAmerica 529 plan can unlock a world of possibilities for investors by giving children the opportunity to explore their boundless potential, while easing mounting education costs.

Discover the benefits of our CollegeAmerica investment options

American Funds College Target Date Series®

Convenience

Each fund’s target date represents the year that corresponds roughly to the year in which the beneficiary is expected to take withdrawals. Investment professionals adjust the portfolio over time so that it becomes more preservation-oriented. A carefully monitored savings glide path means no more manual reallocation for you.

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American Funds Portfolio Series

Objective-focused

With objectives like growth and preservation, these funds of funds offer broadly diversified portfolios in a single investment.

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Individual mutual funds

Customization

Build a savings portfolio of your preferred American Funds, or select a single-fund option. Either way, you control the investment mix.

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Among Morningstar’s highly rated advisor-sold 529 college savings plans since 2004, the year they began issuing ratings.†
An attractive estate-planning vehicle, with tax benefits that allow you in 2023 to contribute up to $17,000 ($34,000 for married couples) annually without gift-tax consequences. Under a special election, you can invest up to $85,000 ($170,000 for married couples) at one time by accelerating five years’ worth of investments.
Easy-to-use investment options managed by experienced professionals using The Capital System^TM.
Service and support to help you open, offer and service accounts.
A nationwide plan sponsored by Virginia529, our longstanding state sponsor.
A tax‐advantaged investment vehicle specifically designed to help investors save for college tuition and expenses, as well as K-12 private school tuition (up to $10,000 per year) and certain apprenticeship programs. (Tax-advantaged treatment applies to savings used for qualified education expenses. State tax treatment varies.)
Anyone can open a 529 savings plan, regardless of how much money they make.
High contribution limits allow clients to contribute until the account’s balance (including earnings) reaches $550,000.
CollegeAmerica’s combination of features could outweigh the tax benefit one may receive for investing in other state-sponsored plans.

No additional gifts can be made to that beneficiary over the next four years after the year in which the one-time gift is made. If the donor of an accelerated gift dies within the five-year period, a portion of the transferred amount will be included in the donor’s estate for tax purposes. Consult with a tax advisor regarding your specific situation. Tax-advantaged treatment applies to savings used for qualified education expenses. State tax treatment varies. Tax deductions may be disallowed in the event of non-qualified withdrawals.

If withdrawals are used for purposes other than qualified education expenses, the earnings will be subject to a 10% federal tax penalty in addition to federal and, if applicable, state income tax. States take different approaches to the income tax treatment of withdrawals. For example, withdrawals for K-12 expenses may not be exempt from state tax in certain states. Qualified education expenses include tuition for an elementary or secondary private or religious school (kindergarten through 12th grade) up to a maximum of $10,000 incurred during the taxable year per beneficiary. Qualified education expenses include expenses for fees, books, supplies and equipment required for the participation of a designated beneficiary in certain apprenticeship programs. They also include amounts paid as principal or interest (up to a $10,000 lifetime maximum) on any qualified student loans of a designated beneficiary or the designated beneficiary’s sibling. Please consult your tax advisor for state-specific details.

Availability

Financial professionals and education savers from all 50 states are using CollegeAmerica to save for education. CollegeAmerica is available in 529‐A, 529‐C, 529‐E, 529-F-1 and 529-F-2 share classes.

Explore the benefits of our employer-sponsored CollegeAmerica plans