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Investments / Capital Group Active-Passive Conservative Income and Growth Model
 

Capital Group Active-Passive Conservative Income and Growth Model

Capital Group Active-Passive Conservative Income and Growth Model Composite
tooltip: For model portfolios, the share class reflects the expenses related to the underlying funds in the representative account.
Summary
 

Capital Group Active-Passive Conservative Income and Growth Model

Capital Group Active-Passive Conservative Income and Growth Model Composite
tooltip: For model portfolios, the share class reflects the expenses related to the underlying funds in the representative account.

Summary

Emphasis on dividend-paying equities and a diverse mix of bonds that provide income as well as diversification from equities to help pursue investor goals.

  • Portfolio Solutions Committee Members 7
  • WAERMP_WAERG
    Weighted Average Expense Ratio (%) —

Underlying Funds

Growth and income
19%
Capital Group Conservative Equity ETF4%
Capital Group Dividend Growers ETF8%
Capital Group Dividend Value ETF7%
Balanced
4%
Capital Group Core Balanced ETF4%
Income
50%
American Funds Emerging Markets Bond Fund®2%
Capital Group Core Bond ETF19%
Capital Group Core Plus Income ETF13%
Capital Group U.S. Multi-Sector Income ETF16%
Passive ETFs
27%
iShares Core U.S. Aggregate Bond ETF4%
Schwab U.S. Dividend Equity ETF™3%
Vanguard High Dividend Yield ETF2%
Vanguard Short-Term Inflation-Protected Securities ETF2%
Vanguard Short-Term Treasury ETF4%
Vanguard Total International Bond ETF3%
Vanguard Total World Stock ETF9%
As of 04/01/2026 (updated daily).
MODEL HISTORICAL ALLOCATIONS
assetMix, UNDFUNDHAFMP

Asset Mix

U.S. Equities
27.6%
Non-U.S. Equities
8.9%
U.S. Bonds
51.4%
Non-U.S. Bonds
10.1%
assetMixCE
Cash Equivalents 1
1.9%
As of 02/28/2026 (updated monthly)

Market Capitalization

$180,900.97 Mil
Average
mktCapitalizationAvg
75.2%
Large
19.6%
Medium
3.4%
Small
As of 12/31/2025 (updated quarterly).

Description

Objective
Seeks a combination of current income and long-term growth of capital, and as a secondary objective, conservation of capital, primarily through exposure to dividend-paying equities and generally higher-quality, fixed-income securities.
Distinguishing Characteristics
Pursues its investment objectives by investing in a mix of American Funds and passive third-party ETFs in different combinations and weightings.
Types of Investments
The underlying funds will primarily consist of American Funds representing a variety of fund categories such as bond funds, balanced funds, equity-income funds, and growth-and-income funds as well as passive third-party ETFs.

Facts

ID
Model Composite Inception
11/30/2022
Companies/Issuers
12631
Holdings are as of 02/28/2026 (updated monthly).
Active/Passive
73% / 27%
RSG_YTD, RSG_1YR, RSGA_3YR, RSGA_5YR, RSGA_10YR, RSGA_LT, RSNF_YTD, RSNF_1YR, RSNFA_3YR, RSNFA_5YR, RSNFA_10YR, RSNFA_LT

Returns 2

  • Month-End Returns as of 02/28/2026
  • Quarter-End Returns as of 12/31/2025
    • Read important investment disclosures
    • ●Composite Gross
    • ●Composite Net
    • ●Index
    Returns table
    STRATEGYYear-to-date1 Year3 YearSince inception

    Index data refers to the Conservative Income and Growth Model Portfolio Index Blend.tooltip: The Conservative Income and Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA, 55% Bloomberg U.S. Aggregate Index and 10% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixedrate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixed-rate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.

    Model composite inception: 11/30/2022.

    Returns greater than one year are annualized.

    Valuation

    Price/ Book tooltip: Price-to-book ratio compares a stock's market value to the value of total assets less total liabilities (book value). Adjusted for stock splits. Price/ Cash Flow tooltip: Price-to-cash-flow (P/C) ratio is the average price to cash flow ratio of the individual stocks within a fund/model. Price/ Earnings tooltip: Price-to-earnings (P/E) ratio takes the current price of a stock divided by its earnings per share. The ratio reflects the cost of a given stock per dollar of current annual earnings and is the most common measure of a stock's expense. The higher the P/E, the more investors are paying, and therefore the more earnings growth they are expecting.
    Model
    		3.113.018.1
    Conservative Income and Growth Model Portfolio Index Blend tooltip: The Conservative Income and Growth Model Portfolio Index Blend is a composite of the cumulative total returns for the following indexes with their respective weightings: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA, 55% Bloomberg U.S. Aggregate Index and 10% Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index, effective January 1, 2026; prior to January 1, 2026, the index blend used is: 25% S&P 500 Index, 10% MSCI All Country World Index ex USA and 65% Bloomberg U.S. Aggregate Index. The blend is rebalanced monthly. S&P 500 Index is a market-capitalization-weighted index based on the results of approximately 500 widely held common stocks. MSCI All Country World Index ex USA is a free-float-adjusted market-capitalization-weighted index that is designed to measure equity market results in the global developed and emerging markets, excluding the United States. The index consists of more than 40 developed and emerging-market country indexes. When applicable, results through December 31, 2000, reflect dividends gross of withholding taxes, and dividends net of withholding taxes thereafter. Bloomberg U.S. Aggregate Index represents the U.S. investment-grade fixedrate bond market. Bloomberg U.S. Corporate High Yield 2% Issuer Capped Index covers the universe of fixed-rate non-investment-grade debt. The index limits the maximum exposure of any one issuer to 2%. The indexes are unmanaged, and results include reinvested distributions but do not reflect the effect of sales charges, commissions, account fees, expenses or U.S. federal income taxes.
    		4.516.924.4
    Model as of 12/31/2025. Index as of 12/31/2025.

    Portfolio Solutions Committee

    • Years of Experience with Capital Group
    • Years of Experience with Investment Industry
    Michelle Black
    24
    31
    Brittain Ezzes
    4
    28
    Samir Mathur
    13
    33
    Damien McCann
    26
    Wesley Phoa
    27
    33
    John Queen
    24
    36
    Andrew Suzman
    32

    A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

    Portfolio managers as of 04/04/2026. Portfolio managers' years of experience are as of the previous calendar year end.

    Risk

    Maturity Breakdown

    Read important investment disclosures

    0-4.9 Years
    		27.1%
    5-9.9 Years
    		12.8%
    10-19.9 Years
    		6.6%
    20-29.9 Years
    		12.4%
    30+ Years
    		1.8%
    % of net assets as of 12/31/2025 (updated quarterly)

    qualitySummary
    Quality Summary

    Read important investment disclosures

    AAA/Aaa
    		25.1%
    AA/Aa
    		22.0%
    A
    		17.5%
    BBB/Baa
    		17.6%
    BB/Ba
    		8.5%
    B
    		4.1%
    CCC & Below
    		1.1%
    Unrated
    		4.1%
    % of net assets as of 02/28/2026 (updated monthly)
    TTLHLD

    Holdings

    Total Bond Holdings

    Corporate bonds & notes
    		40.4%
    Mortgage-backed obligations
    		23.7%
    U.S. government & government agency bonds & notes
    		20.5%
    Non-U.S. government/agency securities
    		7.9%
    Asset-backed obligations
    		7.1%
    Municipal securities
    		0.1%
    Other bonds & notes
    		0.0%
    % of net assets as of 12/31/2025 (updated quarterly).

    Go to the underlying fund pages to see detailed holdings information

    Geographic Breakdown

    Regions
    |
    Top Countries
     
    United States
    		79.0%
    Europe
    		10.0%
    Asia & Pacific Basin
    		5.2%
    Other (Including Canada & Latin America)
    		3.8%
    ALLCTRY_CECTRY
    Cash & equivalents 1
    		1.9%
    % of net assets as of 02/28/2026 (updated monthly)

    Expenses

    Weighted Average Expense Ratio

    WAERMP_WAERG
    Capital Group Active-Passive Conservative Income and Growth Model
    		—
    WAERLC_AER
    Lipper Category Weighted Average
    		0.28
    Model as of the underlying funds' most recent prospectuses. Lipper Category as of 12/31/2025 (updated quarterly). The Lipper averages for the underlying funds are CGCV, CGDG, CGDV, CGBL, EBNFX, CGCB, CGCP, CGMS, AGG, SCHD, VYM, VTIP, VGSH, BNDX and VT.

    Resources

    Literature for Capital Group Active-Passive Conservative Income and Growth Model
    All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
    Totals may not reconcile due to rounding.
    Investment results assume all distributions are reinvested and reflect applicable fees and expenses.
    Results and results-based figures shown are preliminary and subject to change.
    1
    Includes cash, short-term securities, other assets less liabilities, accruals, derivatives and forwards. It may also include investments in money market or similar funds managed by the investment adviser or its affiliates that are not offered to the public.
    2
    Returns are in USD, are asset weighted, and reflect the reinvestment of dividends, interest and other earnings (net of withholding taxes).
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    Advisory services offered through Capital Research and Management Company (CRMC) and its RIA affiliates.
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