Get started with SIMPLE IRA

How to enroll in your workplace retirement plan

Spanish version coming soon

Ready to enroll? Contact your employer to get started.

Your employer makes it easy to save

Your employer makes it easy to save for the future with a SIMPLE IRA retirement plan from Capital Group.

It's a valuable benefit that can help you pursue your dreams for retirement.

To learn more about your plan, refer to the notification packet from your employer. When it comes to enrolling, there are two key things that you'll need to consider.

First, how much do you want to contribute?

Complete the salary deferral election form to designate how much you want deducted from each paycheck.

You may be able to choose pre-tax or Roth deferrals.

Next, what investments make sense for you?

You can build your own portfolio from the funds available in your plan.

Or you may choose a target date fund — a single, diversified fund based on a target retirement date. The mix of funds is selected by experienced investment professionals and automatically adjusts over time.

While completing your application, you'll also add beneficiaries to your account.

Return the completed salary deferral election and SIMPLE IRA application to your employer.

And that's it. Enrollment is easy.

When your account has been set up, you can log in at capitalgroup.com/individual and sign up for paperless communications.

You can also take advantage of ICanRetire.com/simpleira — your go-to resource for tools, tips and more to help you take control of your financial future.

Enrolling in your employer's SIMPLE IRA retirement plan is a small step that can take you far.

For questions about your plan or the enrollment process contact your employer or call us.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the mutual fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Although target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only. Use of this website and materials is also subject to approval by your home office.
Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.