Capital Group Target Date Retirement CIT disclosures and resources

PlanPremier® 401(k) plans using the R-6 investment platform can access the Capital Group Target Date Retirement Series (CGTD), a series of collective investment trusts (CITs).

 

The following disclosures and other documents and policies are available to help plan sponsors, financial professionals and other plan fiduciaries make informed decisions.

Required paperwork for existing plans

Participation agreement

The agreement to be signed by the plan sponsor or other authorized plan fiduciary and the trustee for the series, Capital Bank and Trust Company (CB&T), in order for the plan to offer the CITs. (For existing plans only; plans going through the PlanPremier implementation process will receive a participation agreement in the installation kit.)

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Fund change form

Use this form to replace the American Funds Target Date Retirement Series® (AFTD) mutual funds with CGTD.

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Additional resources

Collective investment trusts as vehicles in qualified plans brochure

This is an educational brochure for plan sponsors and financial professionals on CITs in qualified retirement plans.

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Capital Group target date investment fact sheets by vintage

The fact sheets linked below show investment results and details for the Capital Group Target Date Retirement Series collective investment trusts (TD3 and TD5 unit classes) and the American Funds Target Date Retirement Series mutual funds (R-6 share class), by vintage.

Capital Group Target Date Retirement Series CITs: TD3 unit class

TD2070     TD2065     TD2060     TD2055     TD2050     TD2045     TD2040     TD2035     TD2030     TD2025     TD2020    TD2015    TD2010

Capital Group Target Date Retirement Series CITs: TD5 unit class (for plans with $25 million or more in assets)

TD2070     TD2065     TD2060     TD2055     TD2050     TD2045     TD2040     TD2035     TD2030     TD2025     TD2020    TD2015    TD2010

American Funds Target Date Retirement Series mutual funds: R-6 share class

TD2070     TD2065     TD2060     TD2055     TD2050     TD2045     TD2040     TD2035     TD2030     TD2025     TD2020    TD2015    TD2010

Capital Group Target Date Retirement Composites GIPS report

The Global Investment Performance Standards (GIPS®) report shows composite results for all discretionary portfolios managed to each CIT vintage. 

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Disclosure materials

Capital Group Target Date Retirement Series Characteristics Statement

The Characteristics Statement details the investment strategy, risks and underlying funds of the series as well as information about the trustee for the series, CB&T.

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Transfer in-kind procedures for the Capital Group target date CITs offered through PlanPremier

This document outlines the procedures for plans transferring investments in the AFTD mutual funds to the CGTD CITs.

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Capital Group Employee Benefit Investment Trust’s Declaration of Trust

The trust document for the Capital Group Employee Benefit Investment Trust, which contains the funds in the series.

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CB&T Form ADV, Part 2A

A disclosure required by the Securities and Exchange Commission with information on CB&T’s investment approach, strategies and risks as well as its fees and industry affiliations.

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CB&T’s Frequent Trading Policy

The policy that governs CB&T’s approach to monitoring the CITs for potentially harmful trading activity.

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CB&T’s Proxy Voting Procedures and Principles

The policy that governs CB&T’s proxy voting process for underlying investments in the CITs.

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Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the mutual fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Important information about objectives, risks, charges and expenses for collective investment trusts is contained in the Characteristics Statement and/or other fund disclosure document(s), which can be obtained from the fund's trustee and/or the participants' plan provider or employer.
Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only. Use of this website and materials is also subject to approval by your home office.
Collective Investment Trusts (CITs) are available for investment only to certain qualified retirement plans. Capital Group CITs are maintained by Capital Bank and Trust Company (“trustee”), which has retained an affiliate to serve as investment adviser to the trustee.
Advisory services offered through Capital Research and Management Company (CRMC) and its RIA affiliates. Capital Client Group, Inc., member FINRA.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.