JUNE 1, 2020

Form 5500 reminder for profit-sharing and money purchase pension plan sponsors

We’ve posted a Form 5500 reminder on for plan sponsors of profit-sharing or money purchase pension plans using the American Funds prototype plan document. The reminder includes a table that can help sponsors determine which of the three forms in the 5500 series to file.

If a plan is required to file an annual return of the Form 5500 series, the sponsor or designated plan administrator must prepare and submit the form. Capital Bank and Trust Company℠ serves as the plan’s trustee and is not the plan administrator.

The applicable 5500 form must be filed by the last day of the seventh calendar month after the end of the plan year. Failure to do so may result in an IRS penalty. A one-time extension of up to 2½ months may be obtained by filing Form 5558 on or before the normal deadline (not including extensions).

For more information, sponsors may contact their tax advisor or local IRS office. They can also visit and

Other American Funds retirement plans




American Funds will prepare Form 5500 and required schedules and provide instructions for the sponsor to file electronically.

The plan’s TPA is responsible for preparing Form 5500.

The plan’s TPA is responsible for preparing Form 5500. charge

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.