UGMA/UTMA age of majority by state

ARTICLE TAKEAWAYS

  • What the age of majority means for UGMA or UTMA accounts
  • What age a beneficiary must be before an account can be transferred into their name
  • What the age of majority is in each state

The type of account (UGMA versus UTMA) and the age of majority are determined by the state of residence of the custodian.

  • In South Carolina and Vermont, residents may only establish new UGMA accounts
  • In all other states, UTMA accounts are the only option when opening a new account

UGMA/UTMA beneficiaries must reach a specific “age of majority” under UGMA/UTMA statutes before the account can be transferred into their name.  

Disclaimer: Not all allowed ages are appropriate for all situations. 

Age of majority by U.S. state and territory

U. S. state or territory

Accounts established on or after date

Allowed ages of majority

Default age of majority

Alabama

10/01/1986

21

21

Alaska

01/01/1991

18–unlimited

21

Arizona

09/30/1988

18 or 21

21

Arkansas

03/21/1985

18–21

21

California

01/01/1985

18–25

18

Colorado

07/01/1984

21

21

Connecticut

10/01/1995

21

21

Delaware

06/26/1996

18 or 21

21

District of Columbia

03/12/1986

18 or 21

18

Florida

10/01/1985

21–25

21

Georgia

07/01/1990

21

21

Hawaii

07/01/1985

18 or 21

21

Idaho

07/01/1984

18 or 21

21

Illinois

07/01/1986

18 or 21

21

Indiana

07/01/1989

21

21

Iowa

07/01/1986

21

21

Kansas

07/01/1985

18 or 21

21

Kentucky

07/15/1986

18

18

Louisiana

08/01/2023

22

22

Maine

08/04/1988

18–21

18

Maryland

07/01/1989

18 or 21

21

Massachusetts

01/30/1987

18 or 21

21

Michigan

12/29/1998

18 or 21

18

Minnesota

01/01/1986

18 or 21

21

Mississippi

01/01/1995

18 or 21

21

Missouri

09/28/1985

18 or 21

21

Montana

10/01/1989

18 or 21

21

Nebraska

07/15/1992

19 or 21

21

Nevada

07/01/1985

18–25

18

New Hampshire

07/30/1985

18 or 21

21

New Jersey

07/01/1987

18 or 21

21

New Mexico

07/01/1989

18 or 21

21

New York

01/01/1997

18 or 21

21

North Carolina

10/01/1987

18 or 21

21

North Dakota

07/01/1985

18 or 21

21

Ohio

05/07/1986

18–25

21

Oklahoma

11/01/1986

18 or 21

18

Oregon

01/01/1986

18–25

21

Pennsylvania

12/16/1992

18 or 21–25

21

Rhode Island

07/23/1998

18 or 21

21

South Carolina

08/08/2002

21

21

South Dakota

07/01/1986

18

18

Tennessee

10/01/1992

21–25

21

Texas

09/01/1995

18 or 21

21

Utah

07/01/1990

18 or 21

21

Vermont

07/01/2015

21

21

Virgin Islands

08/02/2001

18

18

Virginia

07/01/1988

18, 21 or 25

18

Washington

07/01/1991

18–25

21

West Virginia

07/01/1986

21

21

Wisconsin

04/08/1988

21

21

Wyoming

05/22/1987

21–30

21

If the account was established before the dates listed above, contact us to find out the age of majority.

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