Online Group Investments (OGI) for plan sponsors
ARTICLE TAKEAWAYS
- Learn what plan types are eligible to use the Online Group Investments (OGI) website
- Review the benefits of using the website
- Learn how to get a plan started using OGI
- Review frequently asked questions
Capital Group provides a secure website for plan contacts and third-party remitters to submit plan contributions. Contributions are submitted via Automated Clearing House (ACH) from the employer’s bank account via the OGI website.
Eligibility
OGI is available to the following plans with any number of eligible participants:
- SIMPLE IRAs (New SIMPLE IRA plans are required to submit contributions through the OGI website)
- SEP IRAs
- Payroll deduction IRAs
- Payroll deduction savings plans
- Payroll deduction Coverdell ESA plans
- Employer-sponsored CollegeAmerica® plans
- 403(b) Basic plans
Contact us to discuss eligibility of 401(k), money purchase pension plans (MPPPs), profit-sharing retirement plans (PSRPs) and 457 plans. Plans invested in Class R shares or Class F shares are not eligible.
To use the OGI website, the plan contact must have:
- A bank account that allows ACH transactions
- Investment instructions in whole percentages for each participant
Benefits
The OGI website features:
- An at-a-glance contribution history
- An easy payroll contribution process
- A convenient way to keep plan information up-to-date
Establishment and notification
Complete the Online Group Investments (OGI) Submitting Contributions form. If the employer’s bank account registration does not match the plan name, a signature guarantee is required.
When a plan is established, the plan contact(s) are emailed a welcome letter with their user ID and instructions for submitting contributions.
The following are example welcome letters:
For assistance with the OGI website, employers and plan contacts can refer to the Online Group Investments website user guide or call (800) 421-4225, ext. 39.
Common questions
Contact us
Have questions or need additional support?
Contact us 8:00 a.m. to 7:00 p.m. ET, Monday through Friday.
For financial professionals only. Not for use with the public.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
The guidelines and procedures provided in the Account Resource Center may not apply to networked accounts or accounts not directly held by American Funds. The guidelines and procedures provided also apply only to those retirement accounts or Coverdell ESAs invested in American Funds with Capital Bank and Trust Company (CB&T) as custodian. The guidelines and procedures provided in the Account Resource Center do not apply to plans held in our retirement plan solutions — PlanPremier, PlanPremier-TPA or RecordkeeperDirect. Information on the Account Resource Center may change periodically, and previously printed information may not be current. Please refer to capitalgroup.com for the most current information available.
Financial professionals should always contact their back office to determine if there are any restrictions on the use of American Funds products, tools, services, websites and literature.