American Funds Retirement Income Portfolio - Conservative - R-6 | American Funds

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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1, 2 OR 754

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

RETIREMENT INCOME PORTFOLIO SERIES

SM

Share Class

Summary

Internal Prompt
A focus on income and conservation of capital. This portfolio is designed for retirees who desire a potentially lower level of downside risk in exchange for a potentially lower level of income and growth of capital.
Price at NAV $11.46 as of 8/08/2022 (updated daily)
Fund Assets (millions) $1,368.5
Portfolio Solutions Committee Members
7
Expense Ratio
0.29%

Asset Mix

U.S. Equities26.3%
Non-U.S. Equities10.3%
U.S. Bonds52.8%
Non-U.S. Bonds5.8%
Cash & Equivalents
4.8%
U.S. Equities26.3%
Non-U.S. Equities10.3%
U.S. Bonds52.8%
Non-U.S. Bonds5.8%
Cash & Equivalents
4.8%
As of 6/30/2022 (updated monthly)

Fund Statistics

6 years
Effective Duration
3.8%
Average Yield
to Worst
2.4%
Average Coupon
% of net assets as of 6/30/2022 (updated quarterly)

Market Capitalization

85.0%
Large
14.2%
Medium
0.9%
Small
$84,971.68 Million
Weighted Average


As of 6/30/2022 (updated quarterly). Morningstar data as of 6/30/2022 (updated quarterly).

Growth of 10K

Read important investment disclosures
For Class R-6 Shares, this chart tracks a hypothetical investment with dividends reinvested through 12/31/2021.
RTRPX
S&P Target Date Retirement Income Index

High & Low Prices

Internal Prompt

Returns at NAV

Returns with Sales Charge

Description

Fund Objective
The fund strives for the accomplishment of three investment objectives: current income, long-term growth of capital and conservation of capital, with an emphasis on income and conservation of capital.
Distinguishing Characteristics
The fund will invest in a mix of American Funds in varying combinations and weightings over time. The Conservative Portfolio is designed to produce current income with somewhat less volatility than the other two portfolios in the American Funds Retirement Income Portfolio Series. This approach is likely to lead to less downside risk, but also currently offers investors a lower level of current income and long-term growth potential.
Types of Investments
The underlying American Funds will typically seek to generate income from their investments, as the Conservative Portfolio is weighted more toward fixed-income securities and will also consist of equity-income and balanced funds. The fund may also invest in growth-and-income funds. Through its investments in the underlying funds, the fund will have significant exposure to fixed-income securities and to dividend-paying common stocks.

Fund Facts

Fund Inception 8/28/2015
Fund Assets (millions)
As of 6/30/2022
$1,368.5
Companies/Issuers
Holdings are as of 6/30/2022 (updated quarterly).
1845+
Shareholder Accounts
Shareholder accounts are as of 6/30/2022
101
Regular Dividends Paid
Mar, Jun, Sep, Dec
Minimum Initial Investment $0
Capital Gains Paid
Dec
Portfolio Turnover (2021) 17%
Fiscal Year-End Oct
Prospectus Date 01/01/2022
CUSIP 02631L 85 8
Fund Number 26109

Returns

Internal Prompt

Month-End Returns as of 7/31/22

Quarter-End Returns as of 6/30/22

Internal Prompt

Volatility & Return

Read important investment disclosures

Volatility & Return chart is not available for funds less than 10 years old.

Internal Prompt

Yield

12-month
Distribution Rates
30-day SEC Yield
Fund at NAV 2.83% 2.46%
Fund at MOP N/A N/A
As of 6/30/2022 (updated monthly)

Valuation

Price/ Price/ Price/
Book Cash Flow Earnings
Fund 2.34 7.51 12.65
S&P Target Date Retirement Income Index
1.90 7.10 13.00
Fund as of 6/30/22. Index as of 6/30/22.

Portfolio Solutions Committee

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Alan N. Berro 7 31 36
Michelle J. Black 2 20 27
Samir Mathur 2 9 29
Wesley K. Phoa 7 23 28
John R. Queen 2 20 32
William L. Robbins 2 27 30
Andrew B. Suzman 7 28
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar Rating TM


Overall Morningstar RatingTM
Funds rated(427)
3-yr. Morningstar RatingTM
(427 funds rated)
5-yr. Morningstar RatingTM
(392 funds rated)
10-yr. Morningstar RatingTM
(-- funds rated)
--
Overall Morningstar Risk Low
HIGH
LOW
Category Allocation--30% to 50% Equity
Ratings are based on risk-adjusted returns as of 7/31/2022 (updated monthly).

Risk Measures

Fund
Standard Deviation
6.35
Sharpe Ratio
0.57
For the 5 Years ending 7/31/22 (updated monthly).
American Funds
Benchmark
Morningstar
Benchmark
S&P Target Date Retirement Income Index
Morningstar Mod Tgt Risk TR USD
R-squared 94 95
Beta 0.99 0.58
Capture Ratio (Downside/Upside) 98/110 54/63
American Funds Benchmark for the 5 Years ending 6/30/22 (updated quarterly).
Morningstar Benchmark for the 5 Years ending 7/31/22 (updated monthly).
U.S. Treasuries/Agencies
26.0%
AAA/Aaa
14.1%
AA/Aa
2.2%
A
4.6%
BBB/Baa
7.6%
BB/Ba
2.4%
B
0.6%
CCC & Below
0.3%
Unrated
0.7%
Cash & equivalents
4.8%
% of net assets as of 6/30/2022 (updated quarterly)

Average Life Breakdown

0-4.9 Years
25.2%
5-9.9 Years
20.4%
10-19.9 Years
3.4%
20-29.9 Years
6.5%
30+ Years
0.2%
% of net assets as of 3/31/2022 (updated quarterly)

Holdings

Equities Breakdown

Equity Fund Holdings
Health care 5.5%
Financials 5.4%
Consumer staples 4.6%
Information technology 4.3%
Industrials 3.4%
Energy 2.9%
Utilities 2.7%
Real estate 2.5%
Consumer discretionary 2.1%
Communication services 1.8%
Materials 1.4%

% of net assets as of 6/30/2022 (updated quarterly)

Bonds Breakdown

Geographic Breakdown

United States
79.0%
Europe
8.5%
Asia & Pacific Basin
3.4%
Other (Including Canada & Latin America)
4.2%
Cash & equivalents
4.8%
% of net assets as of 6/30/2022 (updated quarterly)

Prices & Distributions

Internal Prompt

Historical Prices Month-End

Historical Prices Year-End

Internal Prompt

Historical Distributions as of 08/08/22

2022
Record
Date
Calculated
Date
Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
03/30/22 03/30/22 03/31/22 $0.0615 $0.00 $0.00 $0.00 $12.11
06/29/22 06/29/22 06/30/22 $0.0767 $0.00 $0.00 $0.00 $11.15
2022 Year-to-Date: Dividends Subtotal: $0.1382 Cap Gains Subtotal: $0.00
Total Distributions: $0.1382

Fees & Expenses

Internal Prompt

Fees

Annual Management Fees 0.00%
Other Expenses 0.03%
Acquired (Underlying) Fund Fees and Expenses 0.26%
Service 12b-1 --
As of each fund's most recent prospectus.
Internal Prompt

Expense Ratio

RTRPX 0.29%
Lipper Retirement Income Funds Average
--%
Fund as of most recent prospectus. Lipper Category as of -- (updated quarterly).

Resources

Prospectuses & Reports for RTRPX