Planning tools and resources to help you save and invest

A LIFETIME OF INVESTMENT GOALS

Wherever you are in life, we're there with you.

Whether you’re starting a family or sending kids to college, launching a business or entering retirement, we help turn your "Can I?" into "I can."

Saving for college

New parent, proud grandparent, or anywhere in between, contributing to a child’s education just makes sense.

Planning Tools


College savings calculator

Estimate how much you need to save now in order to help cover your child’s future college expenses.

Retirement planning calculator

Find out how much money you may need in retirement and whether your current savings strategy could help you meet your goal.

Traditional vs. Roth 401(k)/403(b) analyzer

Compare the advantages of making before-tax vs. after-tax contributions to an employer plan.

Payroll deduction analyzer

Calculate how changing your pretax contributions to your employer’s retirement plan can affect your paycheck.

Investment calculator

See how making consistent investments over a number of years can be an effective investment strategy to accumulate wealth.

Taxes and inflation calculator

Estimate both the year-to-year and total impact of taxes and inflation on the value of your investments.

Spend it or save it calculator

Compare the effects of taxes and penalties when taking a retirement plan distribution vs. allowing it to grow tax-deferred when you leave your employer.

Time, not timing, is what matters

When you invest isn't as important as how long you stay invested.

Limiting losses increases your gains

Learn why it's difficult to come back from steep market declines.

The rewards of dividend reinvestment

Reinvesting dividends gives you the opportunity to grow your assets faster.

Diversifying your assets

Diversification can help mitigate risk in your portfolio.

What is a mutual fund?

A mutual fund pools the money of investors who have similar investment objectives.

Mutual fund asset classes

Determine what types of funds can help you meet your investment objectives.

Automatic investment plans: A systematic, all-weather strategy

Learn how a program of regular investing can help you weather market declines.

Difference between load and no-load mutual funds

Sales charges are just one part of the overall picture.

The importance of setting clear investment goals

One of the first steps to investing wisely is to clearly define your investment goals.

The benefits of investing for dividends

Investing for dividends can be an effective strategy for those seeking stability and income in their portfolios.

The benefits of working with a financial advisor

Real investors share stories about how their financial advisors offer more than investment advice.

Working successfully with your financial advisor

Your advisor can serve you best when you take the steps to build a strong professional relationship.

Will you have enough savings at retirement?

Retirement is probably the most significant investment challenge you will face. Learn how much you will need over the long term.

Retirement income

Learn why planning for retirement income is not the same as retirement planning, and how to prepare for five retirement realities that may affect you.

Changing jobs? Don't forget to protect retirement savings

Decide what to do with a retirement account you had with a former employer.

Playing catch-up with retirement savings contributions

If you got a late start or have fallen behind on your retirement savings, consider these options.

Investment strategies for volatile markets

These five investment strategies can help you ride out the bumps and keep you focused on your long-term goals.

Don't try to time the market

Keep in mind that fleeing the market to reduce losses could mean losing out on potential gains from any market recovery.

Nearing retirement in a volatile market

Six ways for investors nearing retirement to deal with uncomfortable — and inevitable — market ups and downs.

Are you emotionally invested in the market?

Remain focused on your long-term plan and avoid making rash decisions based on short-term market fluctuations.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value. 

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses which can be obtained from a financial professional and should be read carefully before investing. 

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

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