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Wer bist du ?

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Wer bist du ?

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Qui êtes vous ?

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Wer bist du ?

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Qui êtes vous ?

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Who are you ?

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Who are you ?

RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Getting started

What to consider when you invest

Build your investing strategy around a goal

Defining your reasons for investing can help you curate the right balance of funds. Here are some of the most popular goals.

Retire when you want

Your timeline influences your retirement investment strategy. Use our calculator to see the impact.

Save for something big

From a college education to a new home, each big goal takes a slightly different investing strategy. 

Put extra money to work

Have you recently come into unexpected money? Before investing, decide when you’ll want to spend it.

Three concepts everyone should know

Weighing the role of risk

The greater the risk, the greater the potential return. But you also need to balance it against your other goals, your time horizon, tolerance for risk of loss and the potential for losing money.

Spread out your money

Many people start by dividing their money among investments, which is called diversification. It means you’re aiming for a mix of investments that vary by asset class as well as characteristics such as size, industry and geography.

Check back in to stay ahead

Today's highest returning funds aren't always the best choice in the long run. We'll show you how to regularly review your own investments and make adjustments as needed.

Decoding fund details

Let’s break down fund data so that you know what some common terms mean and what to look out for. 

Investment strategies aren’t one size fits all

See how different investors have found an investing strategy to match their needs and goals.

Meet Parker

As a young investor, she has plenty of time to weather the market's ups and downs. Funds focused on growth with a proven track record make her feel more confident.
 

Parker’s strategy:

Meet Faraj

With plenty saved and less than 20 years to retire, he still wants a growth strategy, just a less risky one. Funds that pay dividends sound good to him.
 

Faraj’s strategy:

Meet Anna

She’s counting down to retirement and doesn’t want to stumble this close to the finish line. She wants funds with the potential to preserve capital and provide a steady income once she’s retired.

Anna’s strategy:

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.