RETIREMENT TARGET DATE
Target date funds simplify retirement savings with a single, easy-to-use investment. Simply choose a fund closest to the year you plan to retire.
WHAT WE OFFER
Investments that seek to turn goals into reality
We make funds for a variety of investing styles
Available through your financial professional or online broker.
Mutual funds
Find mutual funds that can strengthen your investment mix by spreading your money across hundreds of carefully chosen stocks and bonds.
All-in-one strategies
Choose a one-fund solution that aligns with your investment goals.
Target Date Funds
Portfolio Funds
What investment options are right for me?
Here’s what to consider when investing
All-in-one strategies
Choose from collections of funds that auto-adjust to keep up with your goals.
Target Date Funds
Portfolio Funds
Mutual Funds
Find mutual funds that strengthen your investment mix by spreading your money across hundreds of carefully chosen stocks and bonds.
Exchange-traded funds
Strengthen the core of your portfolio with our active, transparent ETFs. They combine our proven approach to active management with the benefits of the ETF vehicle.
Discover how we’re bringing our time-tested active management to ETFs by downloading our ETF brochure.
Variable annuity/ Insurance solutions
Variable insurance funds may complement your retirement strategy.
Retirement accounts
A tax-advantaged way to invest for retirement. We offer accounts for both individuals and businesses that want to offer their employees a qualified plan.
PERSONAL
BUSINESS
Other account types
Plan ahead for a child's future college and other expenses with these tax-advantaged accounts.
Education
Disability Expenses
WHY ACTIVELY MANAGED
Professional managers provide knowledge and experience
Our funds are actively managed, meaning each investment in the fund is carefully chosen and monitored by professional managers whose careers are devoted to researching investments and market trends. They buy or sell investments depending on market conditions and the overall objective of the fund.
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Pursuing better returns
American Funds vs. the index*
The first S&P 500 index-tracking fund was founded in 1976. See how much a hypothetical $10,000 investment in the five equity-focused American Funds available that year would be worth compared to the index more than 40 years later.
Index funds are not striving to outpace their benchmarks; rather, they seek to replicate the benchmark's return pattern.
*$10,000 hypothetical investment in American Funds and the S&P 500 from August 31, 1976, through December 31, 2021
Class F-2, net of all expenses
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AMCAPAMCAP Fund®$3,704,27212/31/2021
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AMFAmerican Mutual
Fund®$1,704,46312/31/2021 -
GFAThe Growth Fund of America®$5,420,47112/31/2021
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ICAThe Investment Company of America®$1,947,48112/31/2021
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WMIFWashington Mutual
Investors Fund$2,061,97712/31/2021
Includes all five of the U.S. equity-focused American Funds available for investment when the first S&P 500 index-tracking fund was launched on August 31, 1976.
The Standard & Poor’s 500 Composite Index is a market capitalization-weighted index based on the results of approximately 500 widely held common stocks. The market index is unmanaged and, therefore, has no expenses. Investors cannot invest directly in an index. There have been periods when the funds have lagged the index.
Source: Capital Group, using data obtained from Morningstar.
Investment assumes $10,000 equally weighted ($2,000 per fund) among the five U.S. equity-focused American Funds available for investment at the inception of the original S&P 500 Index fund.
The Standard & Poor’s 500 Composite Index is a market capitalization-weighted index based on the results of approximately 500 widely held common stocks. The market index is unmanaged and, therefore, has no expenses. Investors cannot invest directly in an index. There have been periods when the funds have lagged the index.
Source: Capital Group, using data obtained from Morningstar.
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Team-led approach
A team-led, research-driven approach
In our distinctive approach, an integrated team of investment professionals and research analysts work together to identify the best long-term investment opportunities for their fund.
Multiple perspectives**
450+
investment
professionalsOur managers represent a diverse set of backgrounds, styles and approaches from across the globe.
Fundamental research**
22,000+
meetings
They hold thousands of meetings with companies every year, helping to drive deep operational understanding of these firms.
Deep experience**
27
years of
experienceOur managers have invested through multiple market and economic cycles, which helps them maintain a long-term perspective.
**Source: Capital Group. In 2021, our Portfolio Managers and Analysts held more than 22,000 meetings. Years of experience in the industry and at Capital Group are based on our Portfolio Managers as of 12/31/2021.
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How to invest with us
You can invest in American Funds through online brokers or by working with your financial professional.
Talk to your financial professional
Don’t have one? Our locator can help you find financial professionals in your area.
Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown. Investing for short periods makes losses more likely. Prices and returns will vary, so investors may lose money. View mutual fund expense ratios and returns. View ETF expense ratios and returns.
Market price returns are determined using the official closing price of the fund's shares and do not represent the returns you would receive if you traded shares at other times.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Capital Group exchange-traded funds (ETFs) are actively managed and do not seek to replicate a specific index. ETFs are bought and sold through an exchange at the then current market price, not net asset value (NAV), and are not individually redeemed from the fund. Shares may trade at a premium or discount to their NAV when traded on an exchange. Brokerage commissions will reduce returns. There can be no guarantee that an active market for ETFs will develop or be maintained, or that the ETF's listing will continue or remain unchanged.
Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility. These risks may be heightened in connection with investments in developing countries.
This material does not constitute legal or tax advice. Investors should consult with their legal or tax advisors.
There may have been periods when the results lagged the index(es). The indexes are unmanaged and, therefore, have no expenses. Investors cannot invest directly in an index.
Each S&P Index ("Index") shown is a product of S&P Dow Jones Indices LLC and/or its affiliates and has been licensed for use by Capital Group. Copyright © 2023 S&P Dow Jones Indices LLC, a division of S&P Global, and/or its affiliates. All rights reserved. Redistribution or reproduction in whole or in part is prohibited without written permission of S&P Dow Jones Indices LLC.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Investment results assume all distributions are reinvested and reflect applicable fees and expenses.
When applicable, results reflect fee waivers and/or expense reimbursements, without which they would have been lower and net expenses higher. Please see capitalgroup.com for more information. Read details about how waivers and/or reimbursements affect the results for each fund. View results and yields without fee waiver and/or expense reimbursement.
Certain share classes were offered after the inception dates of some funds. Results for these shares prior to the dates of first sale are hypothetical based on the original share class results without a sales charge, adjusted for typical estimated expenses.
- Class F-2 shares were first offered on 8/1/2008.
Use of this website is intended for U.S. residents only.
American Funds Distributors, Inc., member FINRA.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.
©2023 Morningstar, Inc. All Rights Reserved. Some of the information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar, its content providers nor Capital Group are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. Information is calculated by Morningstar. Due to differing calculation methods, the figures shown here may differ from those calculated by Capital Group.