Additions include:
For inception-to-date total amounts, additions may include funds you no longer own.
Withdrawals include:
For inception-to-date total amounts, withdrawals may include funds you no longer own.
Setup/annual fees are fees paid from your account to establish and maintain your retirement account with Capital Bank and Trust Company (CB&T) or your CollegeAmerica®* account. They also include third-party service fees paid. Fees you paid directly by check are not included.
* Setup and annual fees are waived for all CollegeAmerica 529 accounts.
A personal rate of return measures your specific investment results. It is calculated for each fund you own, each account and your portfolio, which includes all of the accounts on the statement. Capital Group uses the Modified Dietz method (PDF), a common industry approach.
Personal rates of return may vary because of differences in the calculation method, the date range, how closed funds and accounts are treated and other factors.
Annualization is the process of turning a percentage for a period of time into a percentage for a year.
Generally accepted accounting/finance practices support using annualized rates of return for time periods greater than 12 months but not for periods less than 1 year.
For example, an annualized rate of return of 10% indicates the investment gained 10% a year over the period measured.
Yes. Accessible formats are available upon request. Investors can contact us to elect to receive their quarterly and year-end statements in either a large print or braille format. Once the accessible format is selected, the following quarter, investors will begin receiving their quarterly and year-end statements in the standard format and a braille or large print format, mailed separately.
To see transaction details for additions and withdrawals that have occurred on your account, log in to your account, select View Transactions and then select Purchases & Withdrawals.
RMD amounts are displayed on quarterly statements for investors age 73 and older with CB&T retirement accounts, including traditional IRAs, SIMPLE IRAs, SEP IRAs, SARSEP IRAs and 403(b)s (including Texas ORPs). The RMD amount displayed is calculated based on the Internal Revenue Service (IRS) Uniform Lifetime Table, unless elected otherwise, using the account’s value as of December 31 of the prior year and your date of birth.
Note: If you turn 73 in 2026, your RMD amount will not display on your quarterly statement. Contact us if you would like Capital Group to calculate your 2026 RMD amount.
The RMD section can be found after the Fund results from a long-term perspective section. In most cases, this section will fall on page 2 or 3 of the statement.
If your RMD amount is not displayed on your statement, contact us to calculate your 2026 RMD amount. You can also visit Required minimum distributions for more information on RMDs.
The RMD amount displayed on quarterly statements is calculated based on the IRS Uniform Lifetime Table, unless elected otherwise, using the account’s value as of December 31 of the prior year and your date of birth. This table assumes the sole beneficiary of the account is not a spouse more than 10 years younger than you. Your actual RMD amount will differ if the sole beneficiary of your account is your spouse and they are more than 10 years younger than you.
Log in to your account, select View Transactions and then select Account Value History.
If you need to print an account balance document for a specific date to provide to a third party or for your own records, refer to Download and print statements.
To make the chart easier to read, accounts with more than 2 years of history will display a line graph; accounts with 2 years of history or less will display a bar chart.
The fund’s current value is divided by the total account value to come up with this percentage.
A closed account will display on your statement through the end of the current year if there are other open accounts on your statement. After the end of the year, the transaction activity for the closed account will no longer be included in the Portfolio value of all accounts section or the portfolio allocation graph. As a result, these sections may not resemble what you’ve seen on prior statements.
Generally, the first account opened is used as the primary account number. Providing us this number helps us provide faster telephone service. The primary account number also determines the name and mailing address on your statement.
Yes. To change your primary account number, contact us.
Due to data constraints and other technical limitations, the earliest date from which personal rate of return can be calculated is January 1, 2003. This date will appear even if you established your account earlier.
You can view account activity prior to 2003 online.
Due to data constraints, CB&T is not able to identify the tax year for contributions made to non-CB&T and CB&T SIMPLE and SEP IRA accounts.
Log in to your account and go to Statements & Tax Forms.
Tax forms can be located by the tax year in which they are generated versus the calendar year that they are received.
For additional support, watch this short video, How to view and download statements and tax forms.
Most tax forms are available and sent in late January. View the tax form schedule for mailing dates of tax forms and other detailed information including applicable account types and reported information.
Things to consider:
Consider enrolling in paperless delivery of tax forms to receive notifications as soon as your tax forms are available.
The website identifies each of your fund’s available tax form(s). For your convenience, all your applicable funds are combined onto 1 form. For example, if 3 funds in your individual account pay dividends, each fund will display a link to your Form 1099-DIV. However, your Form 1099-DIV tax form includes all 3 of the funds for the account.
Log in and go to Statements & Tax Forms anytime to get copies of your tax forms. Tax forms can be located by the tax year in which they are generated versus the calendar year that they are received.
View the tax form schedule to see when the forms are available.
Note: Not all accounts will generate a tax form. Tax forms are not generated if a reportable event did not take place in the tax year.
Yes. Log in and choose Email All Documents in your Communication Preferences or customize which documents you want to receive electronically. An email notification is sent when your tax forms are available to view or download.