OUR PORTFOLIOS
A tailored approach for your clients
Like you, we view every client in a holistic way. Our model portfolios are built with your clients’ needs and goals in mind, allowing you to run and scale your practice efficiently.
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Growth
Holdings are weighted averages of the underlying funds. The underlying funds are managed, so holdings will change. Totals may not reconcile due to rounding.
Different success measures for different goals
We offer a range of growth models, driven by client goals. For these models, investors might consider long-term growth of capital and upside capture ratio among the key success metrics.
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Growth and income
Holdings are weighted averages of the underlying funds. The underlying funds are managed, so holdings will change. Totals may not reconcile due to rounding.
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Income
Holdings are weighted averages of the underlying funds. The underlying funds are managed, so holdings will change. Totals may not reconcile due to rounding.
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Preservation and income
Holdings are weighted averages of the underlying funds. The underlying funds are managed, so holdings will change. Totals may not reconcile due to rounding.
Different success measures for different goalsWe offer preservation and income models, driven by client goals. For these models, investors might consider credit quality and downside resilience among the key model attributes.
Fixed income credit quality summary for the model portfolios reflect percent of net assets and are based on holdings of the underlying funds, as of date shown. Bond ratings, which typically range from AAA/Aaa (highest) to D (lowest), are assigned by credit rating agencies such as Standard & Poor's, Moody's and/or Fitch, as an indication of an issuer's creditworthiness. Investment-grade bonds are those rated as BBB/Baa and above; bonds rated BB/Ba and below are below investment grade. If agency ratings differ, the security will be considered to have received the highest of those ratings, consistent with the fund's investment policies. Securities in the Unrated category have not been rated by a rating agency; however, the investment adviser performs its own credit analysis and assigns comparable ratings that are used for compliance with fund investment policies. Bond ratings for the American Funds Model Portfolios relate to the securities held by the portfolios' underlying funds, and if agency ratings of those holdings differ, the security will be considered to have received the highest of those ratings.
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OUR RESULTS
Pursuing better long-term client outcomes
Model portfolios are built for investors with a range of different needs—from capital accumulation to sustainable income for retirees, with varying levels of risk tolerance. Our differentiated approach to portfolio construction can help your clients stay focused on their long-term goals through changing market environments.
Source: Capital Group. Model results are average annual total returns and reflect changes, if any, in the underlying fund allocations (rebalanced monthly) over the model’s lifetime. Rebalancing approaches may differ depending on where the account is held. Volatility is calculated at net asset value using annualized standard deviation, based on monthly returns, a measure of how returns over time have varied from the mean; a lower number signifies lower volatility. Average annual total returns and standard deviation are weighted averages for the underlying funds in the model portfolios. The model portfolios are monitored regularly and underlying funds may change. View returns for the American Funds Model Portfolios. The underlying funds and additional details can be found by clicking on each model’s name. American Funds Conservative Income and Growth Model Portfolio, incepted on August 3, 2020, is not shown because it has less than three years of history.
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Model portfolios are only available through registered investment advisers. This content is intended for registered investment advisers and their clients.
Cash and equivalents includes short-term securities, accrued income and other assets less liabilities. It may also include investments in money market or similar funds managed by the investment adviser or its affiliates that are not offered to the public. Accrued income and the timing of its settlement, as well as classification of convertible bonds as debt or equity, can cause slight variations in the balances displayed in different portfolio composition breakdowns.
Model portfolios are subject to the risks associated with the underlying funds in the model portfolio. Investors should carefully consider investment objectives, risks, fees and expenses of the funds in the model portfolio, which are contained in the fund prospectuses. Investing outside the United States involves risks, such as currency fluctuations, periods of illiquidity and price volatility. These risks may be heightened in connection with investments in developing countries. Small-company stocks entail additional risks, and they can fluctuate in price more than larger company stocks. The return of principal for bond funds and for funds with significant underlying bond holdings is not guaranteed. Fund shares are subject to the same interest rate, inflation and credit risks associated with the underlying bond holdings. Lower rated bonds are subject to greater fluctuations in value and risk of loss of income and principal than higher rated bonds. The use of derivatives involves a variety of risks, which may be different from, or greater than, the risks associated with investing in traditional securities, such as stocks and bonds. A nondiversified fund has the ability to invest a larger percentage of assets in securities of individual issuers than a diversified fund. As a result, a single issuer could adversely affect a nondiversified fund’s results more than if the fund invested a smaller percentage of assets in securities of that issuer. See the applicable prospectus for details.
Model portfolios are provided to financial intermediaries who may or may not recommend them to clients. The portfolios consist of an allocation of funds for investors to consider and are not intended to be investment recommendations. The portfolios are asset allocations designed for individuals with different time horizons, investment objectives and risk profiles. Allocations may change and may not achieve investment objectives. If a cash allocation is not reflected in a model, the intermediary may choose to add one. Capital Group does not have investment discretion or authority over investment allocations in client accounts. Rebalancing approaches may differ depending on where the account is held. Investors should talk to their financial professional for information on other investment alternatives that may be available. In making investment decisions, investors should consider their other assets, income and investments. Visit capitalgroup.com for current allocations.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
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