TARGET DATE SIMPLIFIED
Target date retirement series
Set your sights on retirement and beyond.
A target date fund is a professionally managed collection of investment strategies designed to help you invest for retirement.
TARGET DATE SIMPLIFIED
Find your target date fund
The target date is the year closest to the year you plan to retire. To find your target date fund, first click the tab based on the target date fund type referenced in your plan literature. Then select your birth year or the year in which you plan to retire and begin taking retirement withdrawls. This is age 65 for many investors, but may be different for you.
-
-
American Funds target date series (mutual fund)
Birth year
Assumes retirement age of 65. If you plan to retire at a different age, select your target date by retirement year.
OR
Retirement year
Retirement year = birth year + retirement age
-
Capital Group target date series (CIT)
Birth year
Assumes retirement age of 65. If you plan to retire at a different age, select your target date by retirement year.
OR
Retirement year
Retirement year = birth year + retirement age
-
Not sure whether your target date fund is a CIT or mutual fund?
If the plan literature you've received introduces the Capital Group Target Date Retirement SeriesSM, you have a CIT.
If it introduces the American Funds Target Date Retirement Series®, you have a mutual fund.
One fund. Many benefits.
Each of our target date funds can serve as a complete portfolio.
With a target date retirement fund, you get diversification and professional oversight in one easy-to-use investment.
Why target date funds can be a good choice
(2:31)
See how target date funds work and why they may be the right choice for you.
Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.
For fund results or for information about your retirement plan, talk with your plan provider or employer, or visit your plan’s website.