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  • U.S. Offshore
  • International - other
  • Asia - other

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Qui êtes vous ?

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Wer bist du ?

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Who are you ?

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Who are you ?

中國香港特別行政區

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Wer bist du ?

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Wer bist du ?

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Qui êtes vous ?

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Who are you ?

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Who are you ?

RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Maximize your IRA contributions

From contribution limits and deadlines to how to contribute online, here’s what you should know before making your traditional or Roth IRA contribution:

Contribution limit

$6,000 for 2022 and $6,500 for 2023 ($7,500 if you're age 50 or older).

Note: Review the IRA Comparison Table to determine if you are eligible to contribute to a Roth IRA.

Contribution deadline

Traditional and Roth IRA contributions for 2022 are due April 18, 2023.

Link your bank account to buy shares

You can buy shares for your IRA with a linked bank account. If your bank account isn’t linked with your American Funds account, you’ll receive step-by-step instructions when buying fund shares. Be sure to have a check or your bank account information on hand.

Exchange shares from another account

You can also exchange shares to contribute to your IRA by moving money from an existing individual or joint American Funds account. Keep in mind that the IRS considers the movement out of the non-retirement account a taxable event.

Set up an automatic investment plan

You can automatically invest a specified dollar amount on a recurring basis in one or more funds in your account. Take the following steps to set up a plan.

1. Log in to your account.

2. On Your Portfolio, click Automatic Transactions next to the account for which you’d like to set up a plan.

3. Next to Investments, click Add New.

We encourage you to discuss your financial goals, eligibility and individual tax situation with your tax advisor or financial professional.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.