Link a bank account for investments and withdrawals

Benefits of linking your bank account

Linking your bank account to your account at Capital Group allows you to complete Automated Clearing House (ACH) transactions. Once you link your bank account, you can: 

• Make an investment at any time (up to $100,000 per day)
• Have the money from a withdrawal sent directly to your bank account 
• Avoid the hassle and potential vulnerabilities of paper checks
• Use your bank account for automatic investment or withdrawal plans
   

Note: Some options and online transactions are not available for certain account types, including most employer-sponsored and ABLEAmerica® plans.

Adding a bank account for investments and contributions 

A bank account can be added online for ACH investments if the primary account owner is also listed in the bank account registration.

When a new bank account is added online, the bank account information will not automatically be propagated to existing automatic investment plans. Any automatic investment plans must be individually updated with the new bank account information.

To link your bank account: 

1. Log in to your account 
2. Select Profile
3. Under Banks, select Add new bank

For your security and per federal regulations, bank accounts added online require immediate verification. If your bank doesn’t participate with our bank verification system, you’ll be prompted to complete a form.

Investments made via ACH generally have a 7-business-day wait before the money can be withdrawn. 

Adding or updating a bank account for withdrawals and distributions

For your security, requests to add or update your bank account for withdrawals or distributions must be received in writing. Complete the Add/Update Bank Information form (PDF) and include a copy of a voided check.

In lieu of a voided check, you may submit a letter from your bank on its letterhead including:

• Bank account registration
• Bank routing number
• Bank account number
• Bank account type (checking or savings)
• Bank name
   

Note: A direct deposit form will not be accepted.

Requests that do not require a signature guarantee can be returned to us online using the online submission tool. You can also mail them to the service center near you.

Once the bank account is linked, there is a 10-calendar-day wait before the option can be used.

Requesting a bank wire transfer into or out of your account at Capital Group

Capital Group will accept bank wires to transfer money into your account, as well as requests to transfer money out of your account via bank wire. The information required to move money via a bank wire can vary based on the account type at Capital Group and the designated bank. Contact us for more information.
 

Signature guarantee requirements

A signature guarantee is required if any of the following apply:                          

• Adding a bank account and the Capital Group account owner is not listed in the bank account registration
• Using the ACH withdrawal option within the first 10 days of adding or updating the bank account
• Withdrawing over $250,000