Select your location

  • Japan
  • U.S. Offshore
  • International - other
  • Asia - other

Who are you ?

Select another location

Wer bist du ?

Wählen Sie einen anderen Ort

Qui êtes vous ?

Sélectionnez un autre emplacement

Qui êtes vous ?

Sélectionnez un autre emplacement

Who are you ?

Select another location

Qui êtes vous ?

Sélectionnez un autre emplacement

Wer bist du ?

Wählen Sie einen anderen Ort

Who are you ?

Select another location

Who are you ?

中國香港特別行政區

Who are you ?

Select another location

Wer bist du ?

Wählen Sie einen anderen Ort

Qui êtes vous ?

Sélectionnez un autre emplacement

Who are you ?

Select another location

Wer bist du ?

Wählen Sie einen anderen Ort

Qui êtes vous ?

Sélectionnez un autre emplacement

Who are you ?

Select another location

Who are you ?

RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Job change checklist

A new job is more than just new responsibilities. It can mean a new office, new co-workers and possibly a new salary. Make sure your financial momentum keeps up with your career.


Print our checklist and keep it handy. It can help you stay on track.

Before you officially start your new job, you can contact the human resources department to see if there’s any paperwork you can fill out now to save time on your first day.


You might have a gap in paychecks between jobs. Try to prep for the switch by saving enough to at least cover your expenses until your first payday.


Consider your new income — whether it’s going up or down — and revisit your budget to look for ways you can spend less or save more. Our downloadable budget worksheet can help you get started.


If you had a 401(k) plan with your previous employer, you need to decide what to do with that money.


If you’re investing in an individual retirement account (IRA) to save for retirement, you should understand the difference between traditional and Roth IRAs. A financial professional can help you decide.


Make sure you understand the employee benefits your new employer offers and how you can make the most of them.


Be sure you know when your old health care plan ends and your new one begins, and be prepared to cover any gaps.


When you set up your new payroll system, make sure you put part of each paycheck aside for retirement and savings accounts. 


Does your new salary put you in a different tax bracket? Did you receive unemployment benefits or a severance package? Talk to a professional about how these changes will affect your tax return.


You’re not in it alone. Make sure you have the right team of professionals to help you create the life you want.


About us

Learn about Capital Group and find resources to get you started.

Who we are

As one of the world's largest investment managers, we've helped investors succeed by remaining true to our values and approach. We believe in a distinctive way of managing money, an emphasis on research, a long-term view and the recognition of the power of relationships.

What we do

Capital Group offers a variety of investment options to help you pursue your objectives — including American Funds, one of the largest mutual fund families in the U.S.

Where to find our funds

Your financial professional can tell you more about American Funds. Or, you can purchase our funds yourself through an online broker.

Important questions to consider

Whether you are collaborating with a financial professional or figuring out your own finances, these questions can help get you started.

  • Does a new job change my expected retirement date?

  • Which employee benefits will have the biggest impact on my finances?

  • How should I evaluate the investment options in my new retirement plan?

The value of guidance

A financial professional can work with you to define your goals and create a plan to help make them a reality. From establishing a budget to selecting investments to riding out market shifts, a financial professional can help you make decisions based on your specific situation.

Looking for a financial professional?

Our locator tool can help you find professionals in your area.

Check the background of these investment professionals on FINRA’s BrokerCheck.

Return to Job Change

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.