Investment Fund

Share Class
Purchase Restrictions: Class R-5 shares are available in certain employer-sponsored retirement plans. See the prospectus for details.

Summary

Internal Prompt
Focuses on growth potential with income. Seeks to help investors build assets over time through exposure to a variety of stock investments as well as income from dividend-paying companies and fixed-income securities.
Price at NAV $19.85 as of 2/07/2025 (updated daily)
Fund Assets (millions) $18,587.4
Portfolio Solutions Committee Members
7
Expense Ratio
(Gross/Net %)
0.39 / 0.39%

Asset Mix

U.S. Equities59.3%
Non-U.S. Equities18.3%
U.S. Bonds16.7%
Non-U.S. Bonds2.5%
Cash & Equivalents
3.2%
As of 12/31/2024 (updated monthly)

Fund Statistics

6.3 years
Effective Duration
5.5%
Average Yield
to Worst
4.5%
Average Coupon
% of net assets as of 12/31/2024 (updated monthly)

Growth of 10K

High & Low Prices

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Returns at NAV

Returns with Sales Charge

Description

Fund Objective
The fund's investment objective is to provide long-term growth of capital while providing current income.
Distinguishing Characteristics
Pursues its investment objectives by investing in a mix of American Funds in different combinations and weightings.
Types of Investments
The underlying American Funds may represent a variety of fund categories such as growth funds, growth-and-income funds, equity-income funds, balanced funds and bond funds.

Fund Facts

Fund Inception 5/18/2012
Fund Assets (millions)
As of 12/31/2024
$18,587.4
Companies/Issuers
Holdings are as of 12/31/2024 (updated monthly).
3173+
Shareholder Accounts
Shareholder accounts are as of 12/31/2024
672
Regular Dividends Paid
Mar, Jun, Sep, Dec
Minimum Initial Investment $0
Capital Gains Paid
Dec
Portfolio Turnover (2024) 10%
Fiscal Year-End Oct
Prospectus Date 01/01/2025
CUSIP 02630R 81 5
Fund Number 2551

Returns

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Month-End Returns as of 1/31/25

Quarter-End Returns as of 12/31/24

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Volatility & Return

Read important investment disclosures

Equities

For Class R-5 Shares, this chart tracks the 10-year standard deviation
and 10-year annualized return of the equity funds
RGNFX
S&P 500 Index
Other AF Funds
Standard Deviation as of 01/31/2025 (updated monthly) . Annualized return as of 01/31/2025 (updated monthly) .
VIEW LARGER CHART
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Yield

12-month
Distribution Rates
30-day SEC Yield
Fund at NAV 2.07% 2.02%
Fund at MOP N/A N/A
As of 12/31/2024 (updated monthly)

Valuation

Price/ Price/ Price/
Book Cash Flow Earnings
Fund 3.37 12.64 18.51
S&P 500 Index
4.30 15.70 21.80
Fund as of 12/31/24. Index as of 12/31/24.

Portfolio Solutions Committee

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Michelle J. Black 5 23 30
Brittain Ezzes 1 3 27
Samir Mathur 5 12 32
Damien J. McCann 13 25
Wesley K. Phoa 12 26 32
John R. Queen 5 23 35
Andrew B. Suzman 12 31
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar Rating TM


Overall Morningstar RatingTM
Funds rated(291)
3-yr. Morningstar RatingTM
(291 funds rated)
5-yr. Morningstar RatingTM
(264 funds rated)
10-yr. Morningstar RatingTM
(217 funds rated)
Overall Morningstar Risk Below Average
HIGH
LOW
Category Moderately Aggressive Allocation
Ratings are based on risk-adjusted returns as of 1/31/2025 (updated monthly).

Risk Measures

Fund
Standard Deviation
11.98
Sharpe Ratio
0.64
For the 10 Years ending 1/31/25 (updated monthly).
American Funds
Benchmark
Morningstar
Benchmark
S&P 500 Index
Morningstar Mod Tgt Risk TR USD
R-squared 94 96
Beta 0.75 1.16
Capture Ratio (Downside/Upside) 80/75 115/126
American Funds Benchmark for the 10 Years ending 12/31/24 (updated monthly).
Morningstar Benchmark for the 10 Years ending 1/31/25 (updated monthly).
U.S. Treasuries/Agencies
3.0%
AAA/Aaa
6.3%
AA/Aa
1.0%
A
2.8%
BBB/Baa
2.8%
BB/Ba
1.6%
B
0.8%
CCC & Below
0.2%
Unrated
0.6%
Cash & equivalents
3.3%
% of net assets as of 12/31/2024 (updated monthly)

Average Life Breakdown

0-4.9 Years
7.8%
5-9.9 Years
8.6%
10-19.9 Years
1.2%
20-29.9 Years
1.4%
30+ Years
0.2%
% of net assets as of 12/31/2024 (updated monthly)

Holdings

Equities Breakdown

Equity Fund Holdings
Information technology 17.6%
Industrials 11.3%
Financials 10.9%
Health care 9.3%
Consumer discretionary 8.6%
Communication services 6.5%
Consumer staples 4.7%
Energy 2.7%
Materials 2.5%
Utilities 2.1%
Real estate 1.4%

% of net assets as of 12/31/2024 (updated monthly)

Bonds Breakdown

Geographic Breakdown

United States
76.0%
Europe
10.9%
Asia & Pacific Basin
5.9%
Other (Including Canada & Latin America)
3.9%
Cash & equivalents
3.2%
% of net assets as of 12/31/2024 (updated monthly)

Prices & Distributions

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Historical Prices Month-End

Historical Prices Year-End

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Historical Distributions as of 01/27/25

2024
Record
Date
Calculated
Date
Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
03/25/24 03/25/24 03/26/24 $0.0657 $0.00 $0.00 $0.00 $18.54
06/25/24 06/25/24 06/26/24 $0.097 $0.00 $0.00 $0.00 $18.91
09/25/24 09/25/24 09/26/24 $0.0778 $0.00 $0.00 $0.00 $19.89
12/27/24 12/27/24 12/30/24 $0.1671 $0.00 $0.5605 $0.00 $19.32
2024 Year-to-Date: Dividends Subtotal: $0.4076 Cap Gains Subtotal: $0.5605
Total Distributions: $0.9681

Fees & Expenses

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Fees

Annual Management Fees 0.00%
Other Expenses 0.06%
Acquired (Underlying) Fund Fees and Expenses 0.33%
Service 12b-1 --
As of each fund's most recent prospectus.
Internal Prompt

Expense Ratio

RGNFX 0.39%
Lipper Growth & Income Funds Average
--%
Fund as of most recent prospectus. Lipper Category as of -- (updated quarterly).