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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1, 2 OR 754

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

We believe in taking a long-term view

WATCH

LONG-TERM APPROACH

Because time matters more than timing

At Capital Group, home of American Funds, we follow a long-term approach because we believe it’s the best way to help investors achieve their financial goals


Whether it’s saving for college, retirement or a house, nothing happens overnight. Our commitment to long-term investing takes many forms, and our culture and system reinforce them all.


Long term means it pays to put in the time

Our investment professionals’ compensation is tied to short, medium and long-term results, with a greater focus on the long term 


Why is that important? Because longer measurement periods mean more time for well-researched, high-conviction investments to perform well. Because they have time to build results, our investment professionals seek to avoid taking outsized risks in pursuit of short-term results. 

Graphic illustrates that Capital Group investment professionals maintain 55% longer holding periods, on average, versus Morningstar category peers as of December 31, 2020.

As of December 31, 2020.

On average, the equity-focused American Funds hold their investments for 2.9 years, whereas their peers hold their investments for 1.9 years, based on the equal-weighted blended averages across each of the 20 equity-focused American Funds’ respective Morningstar categories. Please see the bottom of the page for a list of each fund’s respective Morningstar category.


Long term means experience

All of our portfolio managers have more than 10 years of industry experience


Nine out of 10 have at least 20 years in the industry, and more than a third have over three decades of experience.

Graphic shows 100% of Capital Group portfolio managers have 10+ years experience, 90% have 20+ years of experience, and 34% have 30+ years experience as of December 31, 2020.

As of December 31, 2020. 

Many of our portfolio managers have experienced multiple market crises and have kept cool heads during bumpy rides.

Graphic shows that our portfolio managers have experienced a variety of market crises: 4% experienced the 1982 recession, 20% experienced the October 1987 crash, and 55% of our fixed income portfolio managers experienced the difficult 1994 bond market, as of December 31, 2020.

As of December 31, 2020.


Long term means there is power in being private

At public companies, quarterly profits often drive short-term thinking 


Capital Group is a privately held firm. So rather than being distracted by what’s good for "the Street," we can focus on what’s best for long-term investors. We believe that being privately held for 91 years has helped maintain our investor-focused culture.


Long term means prioritizing long-term superior results

Our long-term thinking has gotten results for our investors for 91 years.


We have managed multiple investment strategies through various investment vehicles. And while investment results vary, the equity-focused American Funds have generated strong results versus peers, with our funds having beaten their Lipper peer indexes in 92% of 10-year periods and 99% of 20-year periods.

Click for more information on the results of the American Funds equity, fixed income and multi-asset funds.

Our beliefs

Your goals power ours

We have four core beliefs central to helping you succeed.

More beliefs

Take control of your financial future

Our investing fundamentals, market insights, tools and calculators can help you plan for life’s biggest moments. 

American Funds Morningstar categories: The peer groups against which we compare the American Funds in these charts reflect the averages of the relevant Morningstar U.S. Active Fund categories. The 20 equity-focused American Funds used in our analysis and their relevant Morningstar U.S. Active Fund categories with which they were compared are as follows: AMCAP Fund®, The Growth Fund of America®, The New Economy Fund®* (Large Growth); American Mutual Fund® (Large Value); Fundamental Investors®, The Investment Company of America®, Washington Mutual Investors FundSM (Large Blend); American Balanced Fund® (Allocation --50% to 70% Equity); Capital Income Builder®, American Funds Global Balanced FundSM (World Allocation); The Income Fund of America® (Allocation --70% to 85% Equity); Capital World Growth and Income Fund®, New Perspective Fund®, American Funds Global Insight FundSM (World Large Stock); New World Fund®, American Funds Developing World Growth and Income FundSM (Diversified Emerging Markets); EuroPacific Growth Fund®, American Funds International Vantage FundSM (Foreign Large Growth); SMALLCAP World Fund® (World Small/Mid Stock); International Growth and Income FundSM (Foreign Large Blend).

*The New Economy Fund's Morningstar category changed as of 12/1/2020 to the World Large Stock category. The comparison to the Large Growth category was kept due to the long-term, backwards looking nature of the analysis.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This information is intended to highlight issues and should not be considered advice, an endorsement or a recommendation.

©2020 Morningstar, Inc. All rights reserved. The information contained herein: (1) is proprietary to Morningstar and/or its content providers; (2) may not be copied or distributed; and (3) is not warranted to be accurate, complete or timely. Neither Morningstar nor its content providers are responsible for any damages or losses arising from any use of this information. Past performance is no guarantee of future results. These numbers were calculated by the Capital Group based on underlying Morningstar data.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

All Capital Group trademarks are registered trademarks owned by The Capital Group Companies, Inc. or an affiliated company. All other company and product names mentioned are the trademarks or registered trademarks of their respective companies.

Use of this website is intended for U.S. residents only.