Planning for retirement checklist
Print our checklist and keep it handy. It can help you stay on track.
Think about what’s important to a happy future and how to get there. Talk to your partner about shared goals and the retirement you envision.
List all your assets, including savings and brokerage accounts, real estate, 401(k) and retirement assets, pensions, insurance and personal property. Once you know what you have, you can be realistic about what you need.
Contribute as much of each paycheck as you can, up to the maximum annual amount to your retirement accounts, whether it’s a 401(k) or IRA.
Work with a financial professional to decide on an investment mix that’s right for your age and stage of life. Check in regularly to keep your investments balanced so you’re prepared for changes in the market.
Whether you want to relocate to the other side of town or the other end of the world, prioritize practical needs and study up on any new area.
If you love where you are but want to spend less time and money keeping up your house, it may be time to downsize to an apartment, condo or retirement community.
Use the Social Security retirement estimator to estimate your future Social Security benefits.
The age at which you start receiving Social Security has an impact on your monthly benefits. If you’re still working, taxes come into play as well. The When to start your benefits planner can help you strategize.
If you’ve been covered by your employer’s plan, be prepared to cover any gaps and check your eligibility for Medicare.
You’re not in it alone. Make sure you’ve got the right team of professionals to help you create the life that you want.
One of the world's largest investment managers, we've helped investors succeed by remaining true to our values and approach. We believe in a distinctive way of managing money, an emphasis on research, a long-term view and the recognition of the power of relationships.
Capital Group offers a variety of investment options to help you pursue your objectives — including American Funds, one of the largest mutual fund families in the U.S.
Your financial professional can tell you more about American Funds. Or, you can purchase our funds yourself through an online broker.
Whether you are collaborating with a financial professional or figuring out your own finances, these questions can help get you started.
Am I on track to achieve my retirement goals?
How much should I contribute to my retirement plan to get me closer to my dreams?
Should I be making changes to my investments or retirement portfolio?
A financial professional can work with you to define your goals and create a plan to help make them a reality. From establishing a budget to selecting investments to riding out market shifts, an advisor can help you make decisions based on your specific situation.
Our locator tool can help you find professionals in your area.
Check the background of these investment professionals on FINRA’s BrokerCheck.