Investment Fund

Share Class
Purchase Restrictions: Class 529-F-1 share funds are available only for CollegeAmerica accounts sold through Registered Investment Advisors.

Summary

Internal Prompt
A prudent approach to international investing. International strategy that pursues prudent growth of capital and conservation of principal by investing in companies predominately based in developed markets. The strategy seeks to provide a smoother return profile over a full market cycle — less volatility and lower downside capture than the market.
Price at NAV $16.52 as of 1/17/2025 (updated daily)
Fund Assets (millions) $1,957.2
Portfolio Managers
4
Expense Ratio
(Gross/Net %)
0.98 / 0.98%
Prospectus
Internal Prompt

Returns at NAV

Returns with Sales Charge

Asset Mix

U.S. Equities1.5%
Non-U.S. Equities94.9%
U.S. Bonds0.0%
Non-U.S. Bonds0.0%
Cash & Equivalents
3.6%
As of 12/31/2024 (updated monthly)

Growth of 10K

Read important investment disclosures

High & Low Prices

Market Capitalization

96.4%
Large
3.3%
Medium
0.3%
Small
$121,103.00 Million
Weighted Average


As of 9/30/2024 (updated quarterly). FactSet data as of 12/31/2024 (updated quarterly).

Morningstar Ownership ZoneTM

Foreign Large Growth
Weighted average of holdings
75% of fund's stock holdings
Morningstar data as of 12/31/24 (updated quarterly)
INSIGHTS ON THE MORNINGSTAR OWNERSHIP ZONE

Description

Fund Objective
The fund's investment objective is to provide prudent growth of capital and conservation of principal.
Distinguishing Characteristics
This international strategy pursues prudent growth of capital and conservation of principal by investing in companies that are predominately based in developed markets. The strategy seeks to provide a smoother return profile over the full market cycle – with less volatility and lower downside capture – by focusing on companies with characteristics associated with long-term growth and resilience to market declines,including strong balance sheets and dividend payments.
Types of Investments
The fund invests primarily in common stocks, or securities convertible into common stocks.
Portfolio Restrictions
The fund may not invest more than 10% of its net assets in the securities of issuers based in emerging markets.

Fund Facts

Fund Inception 4/01/2011
Fund Assets (millions)
As of 12/31/2024
 $1,957.2
Companies/Issuers
Holdings are as of 12/31/2024 (updated monthly).
 124+
Shareholder Accounts
Shareholder accounts are as of 12/31/2024
 1
Regular Dividends Paid
Dec
Minimum Initial Investment $250
Capital Gains Paid
Dec
Portfolio Turnover (2024) 20%
Fiscal Year-End Oct
Prospectus Date 01/01/2025
CUSIP 14019V 86 1
Fund Number 14123

Returns

Internal Prompt

Month-End Returns as of 12/31/24

Returns at NAV
| With Sales Charge
Read important investment disclosures
CIVKX
MSCI EAFE (Europe, Australasia, Far East) Index
ANNUAL RETURNS CHART

Quarter-End Returns as of 12/31/24

Internal Prompt

Volatility & Return

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Equities

For Class 529-F-1 Shares, this chart tracks the 10-year standard deviation
and 10-year annualized return of the equity funds
CIVKX
MSCI EAFE (Europe, Australasia, Far East) Index
Other AF Funds
Standard Deviation as of 12/31/2024 (updated monthly) . Annualized return as of 12/31/2024 (updated monthly) .
VIEW LARGER CHART
Internal Prompt

Yield

12-month
Distribution Rates
30-day SEC Yield
Fund at NAV 1.48% 1.67%
Fund at MOP N/A N/A
As of 12/31/2024 (updated monthly)

Valuation

Price/ Price/ Price/
Book
Cash Flow
Earnings
Fund 2.82 12.44 17.10
MSCI EAFE (Europe, Australasia, Far East) Index
1.70 8.70 13.90
Fund as of 12/31/24. Index as of 9/30/24.

Portfolio Management

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Eu-Gene Cheah 5 27
Gerald Du Manoir 14 34
Samir Parekh 1 18 24
Philip Winston 11 28 42
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Ratings & Risk

Morningstar Rating TM


Overall Morningstar RatingTM
Funds rated(365)
3-yr. Morningstar RatingTM
(365 funds rated)
5-yr. Morningstar RatingTM
(334 funds rated)
10-yr. Morningstar RatingTM
(210 funds rated)
Overall Morningstar Risk Low
HIGH
LOW
Category
Foreign Large Growth
ADVANTAGES AND DISADVANTAGES OF MORNINGSTAR RATINGS
Ratings are based on risk-adjusted returns as of 12/31/2024 (updated monthly).

Risk Measures

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Fund
Standard Deviation
14.11
Sharpe Ratio
0.34
For the 10 Years ending 12/31/24 (updated monthly).
American Funds
Benchmark
Morningstar
Benchmark
MSCI EAFE (Europe, Australasia, Far East) Index
MSCI ACWI Ex USA NR USD
R-squared
91 89
Beta
0.88 0.89
Capture Ratio (Downside/Upside)
86/91 89/95
American Funds Benchmark for the 10 Years ending 12/31/24 (updated monthly).
Morningstar Benchmark for the 10 Years ending 12/31/24 (updated monthly).
American Funds
Benchmark
MSCI EAFE (Europe, Australasia, Far East) Index
Active Share
65.9%
As of 9/30/24 (updated quarterly)

Holdings

Equities Breakdown

Sectors | Top Industries
Equity Fund Holdings
 Industrials 24.9%
Information technology 15.3%
Financials 14.8%
Health care 11.6%
Consumer discretionary 9.6%
Consumer staples 7.7%
Materials 4.6%
Communication services 2.9%
Energy 2.8%
Utilities 2.2%

% of net assets as of 12/31/2024 (updated monthly)

Top Equities

SAP
3.3%
Novo Nordisk
2.8%
Safran
2.7%
London Stock Exchange Group
2.4%
AstraZeneca
2.4%
ASML
2.3%
TSMC
2.1%
TotalEnergies
2.0%
EssilorLuxottica
1.9%
ABB
1.8%

% of net assets as of 12/31/2024 (updated monthly)

Geographic Breakdown

Regions | Top Countries
Europe
65.2%
Asia & Pacific Basin
27.5%
Other (Including Canada & Latin America)
3.8%
Cash & equivalents
3.6%
% of net assets as of 12/31/2024 (updated monthly)

The New Geography of Investing ®

Equity Portion Breakdown by Domicile | Equity Portion Breakdown by Revenue
Regions Fund
MSCI EAFE (Europe, Australasia, Far East) Index
United States 1.6% 0.0%
Canada 2.4% 0.0%
Europe 67.6% 65.5%
Japan 19.7% 23.2%
Asia-Pacific ex. Japan 4.4% 11.2%
Emerging Markets 4.4% 0.0%

% of net assets as of 12/31/2024 (updated monthly)

Fund Breakdown by Domicile

Regions Fund
MSCI EAFE (Europe, Australasia, Far East) Index
United States 1.5% 0.0%
Canada 2.3% 0.0%
Europe 65.2% 65.5%
Japan 19.0% 23.2%
Asia-Pacific ex. Japan 4.2% 11.2%
Emerging Markets 4.2% 0.0%
Cash & Equivalents
3.5% 0.0%

% of net assets as of 12/31/2024 (updated monthly)

Prices & Distributions

Internal Prompt

Historical Prices Month-End

2024

Historical Prices Year-End

Internal Prompt

Historical Distributions as of 01/17/25

FIND HISTORICAL DISTRIBUTIONS
2024
Record
Date		 Calculated
Date		 Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
12/16/24 12/16/24 12/17/24 $0.2406 $0.00 $0.00 $0.00 $16.86
2024 Year-to-Date: Dividends Subtotal: $0.2406 Cap Gains Subtotal: $0.00
Total Distributions: $0.2406

Fees & Expenses

Internal Prompt

Fees

Annual Management Fees 0.48%
Other Expenses 0.25%
Service 12b-1 0.25%
As of each fund's most recent prospectus.
Internal Prompt

Expense Ratio

CIVKX 0.98%
Lipper International Funds Average
--%
Fund as of most recent prospectus. Lipper Category as of -- (updated quarterly).