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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1, 2 OR 754

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Tom Chow
Portfolio Manager
Los Angeles office

Tom Chow is a fixed income portfolio manager at Capital Group. He has 33 years of investment industry experience and has been with Capital Group for seven years. Prior to joining Capital, Tom was the chief investment officer of corporate credit and senior vice president at Delaware Investment Advisers. Before that he was a high-yield and high-grade trader at SunAmerica/AIG, and was a portfolio manager, trader and senior securities analyst at Conseco Capital Management. He holds a bachelor’s degree in business analysis with a minor in economics from Indiana University. He also holds the Chartered Financial Analyst® and Fellow of Life Management™ designations. Tom is based in Los Angeles.

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Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

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This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.