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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Carlos A. Schonfeld
Portfolio Manager/Analyst
London office

Carlos A. Schonfeld is a research director and equity investment analyst at Capital Group with research responsibility for U.S. business services, IT consulting, chemicals and consumer finance companies. He has 22 years of investment experience and has been with Capital Group for 21 years. Earlier in his career at Capital, he covered U.S. soft goods retailers. Prior to joining Capital, Carlos was an analyst with NorAndina Ingenieria Financiera in Lima, Peru, and an international strategy consultant with William Kent International in Washington, D.C. He holds an MBA from Stanford Graduate School of Business and a bachelor’s degree in economics from the Wharton School of the University of Pennsylvania graduating cum laude. Carlos is based in London.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.