Scammers identify ways to obtain personal information and use that information for financial gain. Some of the more common scams include:
Financial requests — You may receive an email or text that appears to be from a bank, financial institution or the Internal Revenue Service (IRS), but may be a hoax. Banks usually won’t ask you to transfer money or provide financial information by email, text message or phone. If you receive such a request, stop and talk to someone you trust. Call the financial institution using a phone number from a reliable source and not one provided in the email or text.
Tech support — Scammers try to convince you to give them access to your computer. Do not allow remote computer access to unknown individuals or companies.
Lottery prizes or unclaimed inheritance — Scammers may claim you have won money or have an unclaimed inheritance. They trick you by asking you to provide personal information and pay a fee to claim the money, but you never receive anything.
Online dating — Scammers may use dating websites or apps to pose as a romantic interest and ask you to send them money for an emergency. Once your money arrives, they may disappear or try to trick you into sending more.
Family imposters — Fraudsters may send emails or call and pose as a family member or friend in distress who urgently needs money. Stop and talk to someone you trust if you receive such a request. Do not let your guard down, no matter how a stranger reaches out to you.
You can find more information about scams and how to spot them at these websites: