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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

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The management process behind our target date solutions
Bradley Vogt
Equity Portfolio Manager
Michelle Black
Solutions Portfolio Manager

 


This paper explores Capital Group’s approach to target date strategies and how it represents our best thinking about an all-in-one solution that seeks to deliver the retirement outcomes participants work a lifetime to achieve. It is powered by a mix of quantitative tools, qualitative judgment and a belief that both bottom-up underlying asset allocation flexibility and active security selection will continue to add long-term value.

Key takeaways:

  • Our Strategy focuses on both building and preserving wealth because target date solutions must serve diverse participants with varied goals and objectives that evolve over time.

  • Teamwork and collaboration have been core values for Capital Group since its founding in 1931. These tenets are reflected not only in the management of the underlying strategies but in the Target Date Retirement Strategy itself via a dedicated group of solutions portfolio managers.

  • Grounded in a philosophy of ongoing research and improvement, the Target Date Solutions Committee and Capital Solutions Group follow a continuous, iterative six-step management process. This process is constant as ongoing thematic research, new data, market evolution and industry developments mean the process is “always on” and searching for ways to enhance the Strategy. We provide further detail on each of these management process steps in the white paper. 

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Bradley J. Vogt is an equity portfolio manager with 34 years of industry experience as-of 12/31/2021. He holds a bachelor’s degree in international politics and economics from Wesleyan University.

Michelle J. Black is a solutions portfolio manager with 27 years of investment industry experience (as of 12/31/2021). She holds a bachelor’s degree in business administration, finance from the University of Southern California.


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