We believe in taking a long-term view 



Because time matters more than timing.

At Capital Group, home of American Funds, we follow a long-term approach because we believe it’s the best way to help investors achieve their financial goals.

Building retirement savings takes time. Our commitment to long-term investing takes many forms, and our culture and system reinforce them all.

Long term means it pays to put in the time.

Our investment professionals’ compensation is tied to short, medium and long-term results, with a greater focus on the long term.

Why is that important? Because longer measurement periods mean more time for well-researched, high-conviction investments to perform well. Because they have time to build results, our investment professionals seek to avoid taking outsized risks in pursuit of short-term results. 

Graphic illustrates that Capital Group investment professionals maintain 70% longer holding periods, on average, versus Morningstar category peers as of June 30, 2020.

As of June 30, 2020

On average, the equity-focused American Funds hold their investments for 3.03 years, whereas their peers hold their investments for 1.78 years, based on the equal-weighted blended averages across each of the 18 equity-focused American Funds’ respective Morningstar categories. Please see the bottom of the page for a list of each fund’s respective Morningstar category.

Long term means experience.

All of our portfolio managers have more than 10 years of industry experience. 

Almost nine out of 10 have at least 20 years in the industry, and more than a third have over three decades of experience.

Graphic shows 100% of portfolio managers have 10+ years experience, 89% have 20+ years experience and 37% have 30+ years experience.

As of December 31, 2019

Many of our portfolio managers have experienced multiple market crises and have kept cool heads during bumpy rides.

Graphic shows that 9% of portfolio managers have experienced market crises during the 1982 recession, 24% have experienced the October 1987 crash and 57% of our fixed income portfolio managers have experienced the difficult 1994 bond market as of December 31, 2019.

As of December 31, 2019

Long term means there is power in being private. 

At public companies, quarterly profits often drive short-term thinking.

Capital Group is a privately held firm. So rather than being distracted by what’s good for "the Street," we can focus on what’s best for long-term investors. We believe that being privately held for nearly 90 years has helped maintain our investor-focused culture.

Long term means prioritizing long-term superior results.

Our long-term thinking has gotten results for our investors for almost nine decades.

For nearly 90 years, we have managed multiple investment strategies through various investment vehicles. And while investment results vary, the equity-focused American Funds have beaten their Lipper peer indexes in 92% of 10-year periods and 99% of 20-year periods.1

Click for more information on the results of the American Funds equity, fixed income and multi-asset funds.

1Based on Class R-6 share results for rolling periods through December 31, 2018. Periods covered are the shorter of the fund’s lifetime or since the comparable Lipper index inception date (except Capital Income Builder and SMALLCAP World Fund, for which the Lipper average was used). Expenses differ for each share class, so results will vary. 

Our beliefs

Your goals power ours

We have four core beliefs central to helping you succeed.

More beliefs

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Your company is just as unique as the people who work there. We offer an array of innovative client solutions designed to meet your employees’ needs.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the mutual fund prospectuses and summary prospectuses, which can be obtained from a financial professional, and should be read carefully before investing. Similar information about collective investment trusts can be obtained from Capital Group or participants’ plan provider or employer.

American Funds offers a range of share classes designed to meet the needs of retirement plan sponsors and participants. The different share classes incorporate varying levels of advisor compensation and service provider payments. Because Class R-6 shares do not include any recordkeeping payments, expenses are lower and results are higher. Other share classes that include recordkeeping costs have higher expenses and lower results than Class R-6.

Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This information is intended to highlight issues and should not be considered advice, an endorsement or a recommendation.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

All Capital Group trademarks mentioned are owned by the Capital Group Companies, Inc., and affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

American Funds Distributors, Inc., member FINRA.

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