Why choose American Funds Target Date Retirement Series® for your company’s 401(k)? | Capital Group

Capital Group, home of American Funds
Capital Group has focused on providing superior long-term results for American Funds since 1931.

Because of our superior results


American Funds Target Date Retirement Series has beaten competitors over most rolling 3- and 5-year periods.

Percent of time series beat Morningstar peer averages (for R-6 shares, from inception through December 31, 2018)


Source: Capital Group, using data obtained from Morningstar. As of December 31, 2018. Data for American Funds is Class R-6 shares. Each vintage within American Funds Target Date Retirement Series was compared to existing funds in the same Morningstar category. The relative results for each vintage over each rolling period were used to calculate the percentages. Each Morningstar category includes all share classes.

Because of our people


Experienced managers are committed to investment success.
Overseen by 7 managers with

31years1

average experience.
Each manager has invested

$1+ million

personally in the series.

Years of experience as of December 31, 2018.
Source for manager ownership: Statement of Additional Information SEC fund filings.

Because of our process


As your employees age, their portfolios automatically become more conservative.
YOUNGER EMPLOYEES

Higher allocation to stocks
Emphasis on growth stocks

OLDER EMPLOYEES

Higher allocation to bonds
Emphasis on income-producing stocks

Discover why our award-winning American Funds Target Date Retirement Series is one of the fastest growing in the industry.2

2 Growth based on percentage-point gain in market share of mutual fund target date series (across all vintages) from December 31, 2017 to December 31, 2018. Seven American Funds target date funds received Lipper Fund Awards from Refinitiv for five-year periods. Based on Refinitiv's definition of superior consistency of risk-adjusted return when compared to the Lipper Mixed-Asset Target Date Fund peer groups. The 2019 Lipper Fund Awards from Refinitiv were awarded on March 7, 2019 and were based on Class R-6 shares for the five-year period ended November 30, 2018.

© 2019 Refinitiv. All rights reserved. Used by permission and protected by the Copyright Laws of the United States. The printing, copying, redistribution, or retransmission of this Content without express written permission is prohibited.

Content contained herein should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice. The content has been developed by Capital Group, home of American Funds.


Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the mutual fund prospectuses and summary prospectuses, which can be obtained from a financial professional, and should be read carefully before investing. Similar information about collective investment trusts can be obtained from Capital Group or participants’ plan provider or employer. 

For more information about the risks associated with each fund, go to its detailed fund information page or read the prospectus. Investment allocations for funds of funds may not achieve fund objectives. There are expenses associated with the underlying funds in addition to fund-of-funds expenses. The funds' risks are directly related to the risks of the underlying funds, as described herein. 

American Funds offers a range of share classes designed to meet the needs of retirement plan sponsors and participants. The different share classes incorporate varying levels of advisor compensation and service provider payments.