Why choose American Funds Target Date Retirement Series® for your company’s 401(k)? | Capital Group

Because of our superior results

American Funds Target Date Retirement Series has beaten competitors over most rolling 3- and 5-year periods.

Percent of time series beat Morningstar peer averages (for R-6 shares, from inception through December 31, 2017)

Source: Capital Group, using data obtained from Morningstar. As of December 31, 2017. Data for American Funds is Class R-6 shares. Each vintage within American Funds Target Date Retirement series was compared to existing funds in the same Morningstar category. The relative results for each vintage over each rolling period were used to calculate the percentages. Each Morningstar category includes all share classes.

Because of our people

Experienced managers are committed to investment success.
Overseen by 7 managers with


average experience
Each manager has invested

$1+ million

personally in the series

1Years of experience as of December 31, 2017.
Source for manager ownership: Statement of Additional Information SEC fund filings.

Because of our process

As your employees age, their portfolios automatically become more conservative.

Higher allocation to stocks
Emphasis on growth stocks


Higher allocation to bonds
Emphasis on income-producing stocks

Contact your financial professional for more information about American Funds Target Date Retirement Series.


Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the mutual fund prospectuses and summary prospectuses, which can be obtained from a financial professional, and should be read carefully before investing. Similar information about collective investment trusts can be obtained from Capital Group or participants’ plan provider or employer. 

For more information about the risks associated with each fund, go to its detailed fund information page or read the prospectus. Investment allocations for funds of funds may not achieve fund objectives. There are expenses associated with the underlying funds in addition to fund-of-funds expenses. The funds' risks are directly related to the risks of the underlying funds, as described herein. 

American Funds offers a range of share classes designed to meet the needs of retirement plan sponsors and participants. The different share classes incorporate varying levels of advisor compensation and service provider payments. 

Securities offered through American Funds Distributors, Inc.

Content contained herein is not intended to serve as impartial investment or fiduciary advice. The content has been developed by Capital Group, which receives fees for managing, distributing and/or servicing its investments.