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Who are you ?

RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Compete with confidence

Make Capital Group your MVP

Which firm have you chosen as your Most Valued Provider for defined contribution plans?

Capital Group, which provides plan services to more than 400,000 businesses,* was selected most often by retirement plan advisors as being reliable and easy to do business with.

Which solution is right for your clients?

Retirement plan solutions from Capital Group, home of American Funds, are designed to serve a broad range of clients and offer the advantages of large-plan pricing to small- and mid-size employer-sponsored retirement plans. These solutions are available in a variety of share classes to accommodate third-party administrators (TPAs) and advisor fee-based, including those taking advantage of a recapture account, and commission-based practice models.

RecordkeeperDirect®

  • Designed especially for smaller plans
  • Simple to operate and maintain
  • Low-cost recordkeeping and investments
  • Customized plan administration by a TPA

PlanPremier®-TPA

  • Designed especially for larger plans
  • Robust yet low-cost plan services
  • Hundreds of mutual funds from dozens of investment managers, including American Funds
  • Customized plan administration by a TPA

As of 12/31/2019. Available investment options will vary by retirement plan solution and share class.


Save your clients money

Our strategic approach to plan pricing is designed to be low-cost and to provide better overall value.

Low-cost pricing
We offer the benefits of large-plan pricing to small- and mid-sized plans.

Strategic pricing
With our straightforward pricing approach, plan sponsors know exactly what they’re paying and what those fees are for.

Compensation
Multiple share classes accommodate a variety of compensation options for TPAs as well as fee-based and commission-based financial professionals.

Learn more about our retirement plan solutions:


Build a stronger plan menu

Investment returns are critical to any plan participant’s long-term success. With Capital Group, you can start with a target date retirement series “most recommended” by financial professionals and then build a diversified investment menu by choosing from hundreds of funds from well-respected managers.**

Lipper Fund Awards From Refinitiv

American Funds received 2020 honors

With 13 Refinitiv Lipper Fund Awards, American Funds has won multiple awards in 12 consecutive years.††

Morningstar

"Thrilling" underlying strategies

7 of the underlying equity strategies in the American Funds series were recognized on the Morningstar® "Thrilling 36" list.‡‡

Learn more about our target date series and our portfolio series:

American Funds Target Date Retirement Series®

American Funds Portfolio SeriesSM§

The American Funds Target Date Retirement Series and other highly regarded American Funds are also available on many other DC platforms.

§ Not all of the American Funds Portfolio Series funds are available in our retirement plan solutions.

Investment manager logos to represent choice of PlanPremier's investment options.

** As of 12/31/2020. Available investment options will vary by retirement plan solution and share class.

§§ CHARLES SCHWAB and CHARLES SCHWAB INVESTMENT MANAGEMENT are trademarks owned by Charles Schwab & Co., Inc. and used with permission.


Related tools

Price-It ToolSM
Get estimated costs for retirement plans.

Target Date ProViewSM
Evaluate target date retirement funds.


Other resources

Cash Balance Plan (PDF)

By offering a cash balance plan alongside their current 401(k) plan, your clients might be able to increase plan contribution limits and reduce corporate taxes.


Trust a proven leader

The true test of any long-term retirement plan solution is the level of service and support the provider offers to you as the TPA as well as to plan advisors, plan sponsors and plan participants. That is, does it make your job easier and you more effective?

Retirement plan solutions that can benefit you and your clients.


What’s next

Get a preliminary fee quote

Use Price-It ToolSM to get an estimate of plan costs.

401(k), SEP and SIMPLE plans as of December 31, 2019.
† Escalent, Cogent Syndicated, Retirement Plan Advisor Trends, October 2019. Methodology: There were 534 respondents to a web survey conducted from August 15 to 23, 2019. The respondents consisted of financial advisors managing defined contribution plans.
†† Source: Refinitiv Lipper Fund Awards. © 2020 Refinitiv. All rights reserved. The 2020 Refinitiv Lipper Fund Awards were awarded on March 5, 2020, and were based on calculations through November 2019. The Refinitiv Lipper Fund Awards, granted annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted performance relative to their peers. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the Refinitiv Lipper Fund Award. For more information, see lipperfundawards.com. Although Refinitiv Lipper makes reasonable efforts to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Refinitiv Lipper.
‡‡ Source: Morningstar, "Fund Investor: The Thrilling 36" by Russel Kinnel, August 2020. Morningstar's screening took into consideration expense ratios, manager ownership, returns over manager's tenure, and Morningstar Risk, Analyst and Parent ratings. The universe was limited to share classes accessible to individual investors with a minimum investment no greater than $50,000 and did not include funds of funds. Class A shares were evaluated for American Funds. American Funds Target Date Retirement Series invests in Class R-6 shares of the underlying American Funds. Not all seven American Funds strategies are in each target date fund. Underlying funds may change over time.
¶ Wilshire’s recommendations are subject to any generally applicable limitation on the investment options available, including limitations imposed by the plan’s recordkeeper or financial professional. Plans that elect target-date mapping at plan conversion may only choose coverage under the 3(21) Select List. Wilshire® is a registered service mark of Wilshire Associates Incorporated, Santa Monica, California. All other trade names, trademarks and/ or service marks are the property of their respective holders. Wilshire is not an affiliate of any member company of American Funds. Wilshire is solely responsible for the program material and its investment recommendations. The complete terms and limitations of Wilshire’s 3(21) Investment Adviser and 3(38) Investment Manager programs may be found in the applicable agreement between the plan sponsor and Wilshire.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

Each target date portfolio is composed of a mix of underlying funds and is subject to the risks and returns of those funds. Underlying funds may be added or removed during the year. Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.

All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.