Compete with confidence
Make Capital Group your MVP
Which firm have you chosen as your Most Valued Provider for defined contribution plans?
Capital Group, which provides plan services to more than 370,000 businesses,* was selected most often by retirement plan advisors as being reliable and easy to do business with.†
Which solution is right for your clients?
Retirement plan solutions from Capital Group, home of American Funds, are designed to serve a broad range of clients and offer the advantages of large-plan pricing to small- and mid-size employer-sponsored retirement plans. These solutions are available in a variety of share classes to accommodate third-party administrators (TPAs) and both fee-based and commission-based financial professionals, including TPAs and financial professionals taking advantage of a recapture account.
RecordkeeperDirect®
- Low-cost design with pricing flexibility across five available share class options
- More than 40 American Funds, including the American Funds Target Date Retirement Series®, from the target date fund provider most recommended by plan advisors†
- Plan administration from hundreds of authorized TPAs
- Simple and personable service experience designed for startups and smaller retirement plans
PlanPremier®-TPA
- Fixed-dollar, transparent pricing with an asset-based plan credit in six of seven available share class options
- Investments from dozens of respected managers, including the American Funds and the American Funds Target Date Retirement Series
- Plan administration from hundreds of authorized TPAs
- Access to robust recordkeeping features commonly requested by larger plans, including automated notice creation/delivery and mandatory distribution services
Save your clients money
Our strategic approach to plan pricing is designed to be low-cost and to provide better overall value.
Low-cost pricing
We offer the benefits of large-plan pricing to small- and mid-sized plans.
Strategic pricing
With our straightforward pricing approach, plan sponsors know exactly what they’re paying and what those fees are for.
Compensation
Multiple share classes accommodate a variety of compensation options for TPAs as well as fee-based and commission-based financial professionals.
Learn more about our retirement plan solutions:
Build a stronger plan menu
Investment returns are critical to any plan participant’s long-term success. With Capital Group, you can start with a target date retirement series from the provider recommended most often by plan advisors† and then build a diversified investment menu by choosing funds from many well-respected managers.‡
American Funds received 2023 honors
With 29 Refinitiv Lipper Fund Awards in 2023, American Funds has won multiple awards in 15 consecutive years.§
“Thrilling” underlying strategies
Seven of the underlying strategies in the American Funds Target Date Retirement Series® were recognized on the Morningstar® “Thrilling 31” list.¶
Learn more about our target date series and individual mutual funds:
American Funds Target Date Retirement Series®
The American Funds Target Date Retirement Series and other highly regarded American Funds are also available on many other DC platforms.
#Not all of the American Funds are available in our retirement plan solutions.
‡ Available investment options will vary by retirement plan solution and share class.
†† Schwab Asset ManagementTM is the dba name for Charles Schwab Investment Management, Inc. (CSIM).
Related tools
Price-It Tool
Get estimated costs for retirement plans.
Target Date ProView
Evaluate target date retirement funds.
Other resources
Cash Balance Plan (PDF)
By offering a cash balance plan alongside their current 401(k) plan, your clients might be able to increase plan contribution limits and reduce corporate taxes.
Trust a proven leader
The true test of any long-term retirement plan solution is the level of service and support the provider offers to you as the TPA as well as to plan financial professionals, plan sponsors and plan participants. That is, does it make your job easier and you more effective?
Retirement plan solutions that can benefit you and your clients.
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Financial professional benefits
Personalized sales support
Get personalized sales support to build their retirement plan business
- An experienced sales team, comprising specialists who’ve taken the time to understand the business needs of financial professionals, can help them win and retain more plans.
- A comprehensive financial professional website makes it easier to offer more value-added services to clients.
- Engaging webinars, videos and literature can help enroll employees and educate plan participants.
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Plan sponsor benefits
Reliable ongoing service
Rely on ongoing service to help retain satisfied clients
- A robust plan sponsor website saves time and effort, helping sponsors monitor the health of the plan and manage day-to-day tasks with ease.
- A knowledgeable in-house support service team addresses and resolves issues quickly.
- For help selecting and monitoring investments, sponsors can use a fiduciary services provider of their choice; in addition to others, we facilitate access to services from an independent third party, Wilshire Advisors, LLC (Wilshire®)‡‡.
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Participant benefits
Help improve participant outcomes
Help improve participant outcomes with enrollment and education support
- An engaging suite of materials encourages employees to enroll and stay invested in the plan.
- Educational materials can help participants understand the fundamentals of investing and retirement planning.
- A financial checkup brochure can help participants assess and improve their retirement savings plan.
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* 401(k), SEP and SIMPLE plans as of December 31, 2022.
† Source: Escalent, Cogent Syndicated, Retirement Plan Advisor TrendsTM, September 2022. Methodology: 538 respondents participated in a web survey conducted August 19 to August 30, 2022. The respondents consisted of financial advisors managing defined contribution (DC) plans. For “Ownership” of Core Brand Attributes — Tier 1, among 385 “established” DC advisors (with at least $10 million in DC plan assets under management), American Funds was selected most often in response to the question, “Which — if any — of these DC plan providers are described by this statement ... ‘Best-in-class plan advisor service and support’ and ‘is reliable?’” American Funds was also selected most often in response to the question, “Which investment manager do you recommend most often for target date funds?” by the total of all respondents who use target date funds, and every separate channel except registered investment advisors. Capital Group has provided insight on some questions to be included in Cogent surveys over time.
§ Source: Refinitiv Lipper Fund Awards. © 2023 Refinitiv. All rights reserved. 15 American Funds products won 2023 Refinitiv Lipper Fund Awards for periods up to 10 years. Capital Group also won the group categories for overall and fixed income. The 2023 Refinitiv Lipper Fund Awards were awarded on March 23, 2023, and were based on Class R-6 and Class F-3 shares for the three-, five- or 10-year periods ended November 2022. The Refinitiv Lipper Fund Awards, granted annually, highlight funds and fund companies that have excelled in delivering consistently strong risk-adjusted performance relative to their peers. The Refinitiv Lipper Fund Awards are based on the Lipper Leader for Consistent Return rating, which is a risk-adjusted performance measure calculated over 36, 60 and 120 months. The fund with the highest Lipper Leader for Consistent Return (Effective Return) value in each eligible classification wins the Refinitiv Lipper Fund Award. For more information, see lipperfundawards.com. Although Refinitiv Lipper makes reasonable efforts to ensure the accuracy and reliability of the data contained herein, the accuracy is not guaranteed by Refinitiv Lipper.
¶ Source: Morningstar, “The Thrilling 31,” by Russel Kinnel, October 2022. Morningstar's screening took into consideration expense ratios, manager ownership, returns over manager's tenure, and Morningstar Risk, Analyst and Parent ratings. The universe was limited to share classes accessible to individual investors with a minimum investment no greater than $50,000 and did not include funds of funds. Class A shares were evaluated for American Funds. American Funds Target Date Retirement Series invests in Class R-6 shares of the underlying American Funds. Not all seven American Funds strategies are in each target date fund. Underlying funds may change over time.
‡‡ Wilshire’s recommendations are subject to any generally applicable limitation on the investment options available, including limitations imposed by the plan’s recordkeeper or financial professional. Plans that elect target-date mapping at plan conversion may only choose coverage under the 3(21) Select List. Wilshire® is a registered service mark of Wilshire Advisors, LLC, Santa Monica, California. All other trade names, trademarks and/ or service marks are the property of their respective holders. Wilshire is not an affiliate of any member company of American Funds. Wilshire is solely responsible for the program material and its investment recommendations. The complete terms and limitations of Wilshire’s 3(21) Investment Adviser and 3(38) Investment Manager programs may be found in the applicable agreement between the plan sponsor and Wilshire.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only. Use of this website and materials is also subject to approval by your home office.
American Funds Distributors, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.