Compete with confidence

Make Capital Group your MVP

Which firm have you chosen as your Most Valued Provider for defined contribution plans?

Capital Group, which provides plan services to more than 370,000 businesses,* was selected most often by retirement plan advisors as being reliable and easy to do business with.††

Which solution is right for your clients?

Retirement plan solutions from Capital Group, home of American Funds, are designed to serve a broad range of clients and offer the advantages of large-plan pricing to small- and mid-size employer-sponsored retirement plans. These solutions are available in a variety of share classes to accommodate third-party administrators (TPAs) and both fee-based and commission-based financial professionals, including TPAs and financial professionals taking advantage of a recapture account.

Graphic shows the suggested target plan size (assets) for RecordkeeperDirect ranges from $0 to about $1.5 million, and for PlanPremier ranges from about $0 to beyond $10+ million.

RecordkeeperDirect®

  • Low-cost design with pricing flexibility across five available share class options
  • More than 40 American Funds, including the American Funds Target Date Retirement Series®, among one of the target date fund providers most recommended by plan advisors†† 
  • Plan administration from hundreds of authorized TPAs
  • Simple and personable service experience designed for startups and smaller retirement plans
RECORDKEEPERDIRECT

PlanPremier®-TPA

  • Fixed-dollar, transparent pricing with an asset-based plan credit in six of seven available share class options
  • Investments from dozens of respected managers, including the American Funds and the American Funds Target Date Retirement Series
  • Plan administration from hundreds of authorized TPAs
  • Access to robust recordkeeping features commonly requested by larger plans, including automated notice creation/delivery and mandatory distribution services
PLANPREMIER-TPA

Save your clients money

Our strategic approach to plan pricing is designed to be low-cost and to provide better overall value.

Low-cost pricing
We offer the benefits of large-plan pricing to small- and mid-sized plans.

Strategic pricing
With our straightforward pricing approach, plan sponsors know exactly what they’re paying and what those fees are for.

Compensation
Multiple share classes accommodate a variety of compensation options for TPAs as well as fee-based and commission-based financial professionals.

Learn more about our retirement plan solutions:

RecordkeeperDirect

PlanPremier-TPA

Build a stronger plan menu

Investment returns are critical to any plan participant’s long-term success. With Capital Group, you can start with a target date retirement series from one of the providers recommended most often by plan advisors†† and then build a diversified investment menu by choosing funds from many well-respected managers.‡

Morningstar

“Thrilling” underlying strategies

Seven of the underlying strategies in the American Funds Target Date Retirement Series® were recognized on the Morningstar® "Thrilling 30" list.

Learn more about our target date series and individual mutual funds:

American Funds Target Date Retirement Series®

American Funds mutual funds#

The American Funds Target Date Retirement Series and other highly regarded American Funds are also available on many other DC platforms.

#Not all of the American Funds are available in our retirement plan solutions.

Image shows the company logos for the funds from well-respected investment managers. The company logos include: Capital Group/American Funds, BlackRock, Calvert Investments, Charles Schwab Investment Management, Columbia Threadneedle, Dimensional, Eaton Vance Investment Managers, Fidelity, Franklin Templeton, Goldman Sachs Asset Management, Invesco, John Hancock Investments, J.P. Morgan Asset Management, MFS Investment Management, Pax World Mutual Funds, PGIM Investments, PIMCO, Transamerica, T. Rowe Price, Vanguard, Voya Investment Management, Western Asset

‡ Available investment options will vary by retirement plan solution and share class.

† Schwab Asset ManagementTM is the dba name for Charles Schwab Investment Management, Inc. (CSIM).

Related tools

Price-It Tool
Get estimated costs for retirement plans.

Target Date ProView
Evaluate target date retirement funds.

Other resources

Cash Balance Plan (PDF)

By offering a cash balance plan alongside their current 401(k) plan, your clients might be able to increase plan contribution limits and reduce corporate taxes.

Trust a proven leader

The true test of any long-term retirement plan solution is the level of service and support the provider offers to you as the TPA as well as to plan financial professionals, plan sponsors and plan participants. That is, does it make your job easier and you more effective?

Retirement plan solutions that can benefit you and your clients.

What’s next

Get a preliminary fee quote

Use Price-It Tool to get an estimate of plan costs.

* 401(k), SEP and SIMPLE plans as of December 31, 2023.
†† Source: Escalent, Cogent Syndicated. Retirement Plan Advisor Trends, October 2023. Methodology: 503 respondents participated in a web survey conducted September 8–14, 2023. The respondents consisted of financial advisors managing defined contribution plans. Capital Group has provided insight on some questions to be included in the Cogent surveys over time. 
¶ Source: Morningstar, "The Thrilling 30" by Russel Kinnel, September 29, 2023. Morningstar's screening took into consideration expense ratios, manager ownership, returns over manager's tenure, and Morningstar Risk, Medalist and Parent ratings. The universe was limited to share classes accessible to individual investors with a minimum investment no greater than $50,000, did not include funds of funds, and must be rated by Morningstar analysts. Class A shares were evaluated for American Funds. Not all seven funds listed in the “The Thrilling 30” list are in each target date fund. Underlying funds may change over time. Visit morningstar.com for more details.
‡‡ Wilshire’s recommendations are subject to any generally applicable limitation on the investment options available, including limitations imposed by the plan’s recordkeeper or financial professional. Plans that elect target-date mapping at plan conversion may only choose coverage under the 3(21) Select List. Wilshire® is a registered service mark of Wilshire Advisors, LLC, Santa Monica, California. All other trade names, trademarks and/ or service marks are the property of their respective holders. Wilshire is not an affiliate of any member company of American Funds. Wilshire is solely responsible for the program material and its investment recommendations. The complete terms and limitations of Wilshire’s 3(21) Investment Adviser and 3(38) Investment Manager programs may be found in the applicable agreement between the plan sponsor and Wilshire.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only.
Effective July 1, 2024, American Funds Distributors, Inc. was renamed Capital Client Group, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.