Capital Group, which provides plan services to more than 370,000 businesses,* was selected most often by retirement plan advisors as being reliable and easy to do business with.††
Retirement plan solutions from Capital Group, home of American Funds, are designed to serve a broad range of clients and offer the advantages of large-plan pricing to small- and mid-size employer-sponsored retirement plans. These solutions are available in a variety of share classes to accommodate third-party administrators (TPAs) and both fee-based and commission-based financial professionals, including TPAs and financial professionals taking advantage of a recapture account.
Our strategic approach to plan pricing is designed to be low-cost and to provide better overall value.
Low-cost pricing
We offer the benefits of large-plan pricing to small- and mid-sized plans.
Strategic pricing
With our straightforward pricing approach, plan sponsors know exactly what they’re paying and what those fees are for.
Compensation
Multiple share classes accommodate a variety of compensation options for TPAs as well as fee-based and commission-based financial professionals.
Learn more about our retirement plan solutions:
Investment returns are critical to any plan participant’s long-term success. You can start with a target date retirement series from Capital Group, most often selected for best-in-class target date solutions,† and then build a diversified investment menu by choosing funds from many well-respected managers.‡
“Thrilling” underlying strategies
Seven of the underlying strategies in the American Funds Target Date Retirement Series® were recognized on the Morningstar® "Thrilling 30" list.¶
Learn more about our target date series and individual mutual funds:
American Funds Target Date Retirement Series®
The American Funds Target Date Retirement Series and other highly regarded American Funds are also available on many other DC platforms.
#Not all of the American Funds are available in our retirement plan solutions.
‡ As of 12/31/22. Available investment options will vary by retirement plan solution and share class.
† Schwab Asset ManagementTM is the dba name for Charles Schwab Investment Management, Inc. (CSIM).
Price-It Tool
Get estimated costs for retirement plans.
Target Date ProView
Evaluate target date retirement funds.
Cash Balance Plan (PDF)
By offering a cash balance plan alongside their current 401(k) plan, your clients might be able to increase plan contribution limits and reduce corporate taxes.
The true test of any long-term retirement plan solution is the level of service and support the provider offers to you as the TPA as well as to plan financial professionals, plan sponsors and plan participants. That is, does it make your job easier and you more effective?
Get personalized sales support to build their retirement plan business
Rely on ongoing service to help retain satisfied clients
Help improve participant outcomes with enrollment and education support
* 401(k), SEP and SIMPLE plans as of December 31, 2023.
†† Source: Escalent, Cogent Syndicated. Retirement Plan Advisor Trends, October 2023. Methodology: 503 respondents participated in a web survey conducted September 8–14, 2023. The respondents consisted of financial advisors managing defined contribution plans. For “Ownership” of Core Brand Attributes — Tier 3, among 383 established DC advisors (with at least $10 million in DC plan assets under management), American Funds was selected most often in response to the question, “Which — if any — of these DC investment managers are best described by best-in-class target date solutions?” Capital Group has provided insight on some questions to be included in the Cogent surveys over time. Additionally, Capital Group made a subscription investment to Cogent Syndicated to access a detailed version of the Retirement Plan Advisor Trends report.
¶ Source: Morningstar, "The Thrilling 30" by Russel Kinnel, September 29, 2023. Morningstar's screening took into consideration expense ratios, manager ownership, returns over manager's tenure, and Morningstar Risk, Medalist and Parent ratings. The universe was limited to share classes accessible to individual investors with a minimum investment no greater than $50,000, did not include funds of funds, and must be rated by Morningstar analysts. Class A shares were evaluated for American Funds. Not all seven funds listed in the “The Thrilling 30” list are in each target date fund. Underlying funds may change over time. Visit morningstar.com for more details.