CAPITAL GROUP AMERICAN BALANCED FUND (LUX) Designed for investors seeking income, growth and resilience

Data as at 2 September 2025 and attributed to Capital Group unless otherwise stated.
 

1. Source: eVestment. Strategy inception: July 1975.
2. Dividend yield in USD terms, as at 3 November 2025 for Bfdxm share class and as at 31 October 2025 for Bfydm share class. The fund aims to pay dividend on a monthly basis. Dividend yield is the income return on the share class and is shown for distributing share classes only. Past dividend yields and dividend payment do not represent future dividend yields and dividend payments. Any dividend distributed may result in an immediate reduction of the net asset value per share. Actual dividend payout will be subject to the manager’s discretion.
3. Higher rating of S&P, Moody’s and Fitch has been shown. CG Rating is used if no rating is available from any of the three agencies.
4. Data from 1 July 1975 to 30 June 2025 in USD terms. Portfolio based on 60% S&P 500 / 40% Bloomberg U.S. Aggregate Index from 31 Dec 1975 (Previously 60% S&P 500 / 40% Bloomberg U.S. Government / Credit Index) . Sources: S&P, Bloomberg
5. Source: Morningstar Direct as at 31 March 2025. Data includes Worldwide Open Ended Funds and ETFs; money market, fund of funds and feeder funds are excluded.

Glossary:
 

• Balanced or 60/40 approach: An asset allocation strategy that splits 60% of investments into equities and 40% into fixed income.
• Blue-chip equities: Stocks that have a long record of profit growth and dividend payment and a reputation for quality management, products and services.
• Bond: A debt instrument, essentially a loan, issued by governments (a sovereign bond) or corporates (a corporate bond) and financed by investors. The bondholder receives interest payments, known as a coupon, and the principal of the bond when it is due.
• Capital: Refers to financial assets or the financial value of assets.
• Credit rating: Independent ratings assigned by credit agencies, from AAA/Aaa (highest) to D (lowest), that measure an issuer’s ability to repay its debt.
• Dividend: A sum of money paid regularly by a company to its shareholders out of its profits (or reserves).
• Dividend yield: For the Bfdxm share class, the annualised distribution yield is based on the current month’s dividend (Dividend per share * 12 / NAV on ex-dividend day). For Bfydm share class the dividend yield is annualized and corresponds to the sum of all dividend distributions from the last 12 months, divided by the month-end net asset value (NAV) per share.
• Downside protection / resilience: An investment position that seeks to reduce the frequency and/or magnitude of capital losses resulting from the decline of a stock or a fall in the overall market.
• Equity: Shares of ownership in a company.
• Fdx: “fdx” are share classes where the dividend will generally be fixed based on a pre-determined annual percentage of Net Asset Value per Share and may exceed the gross investment income (i.e. investment income net of withholding taxes but gross of expenses) of these Classes.
• Fyd: “fyd” are share classes with a variable dividend based on a fixed percentage of the Net Asset Value per Share. It may exceed the gross investment income (i.e. net of withholding taxes but gross of expenses) of such classes. The payment of dividend in this manner implies that any payment in excess of the net investment income may include capital gains and/or payments out of capital. The fixed percentage applied is intended to achieve a predictable annual dividend yield, which is subject to the Management Company's discretion.
• High-quality equities and bonds: Companies with outstanding characteristics, which may include low debt, stable earnings, strong balance sheets and high margins. High quality bonds include government bonds and investment grade bonds (assets rated BBB- or higher by rating agencies Moody’s, Standard & Poor’s or Fitch). High quality bonds may offer a lower risk, lower potential return profile.
• M: “m” are share classes where dividends will be distributed monthly.
• Multi-asset strategy: Strategies that invest in a mix of equities and bonds.
• Treasury: A type of debt issued by the US Treasury.
• Upside: Refers to the potential for an investment to increase in value, as measured in terms of money or percentage.

Risk factors you should consider before investing:
 

• This material is not intended to provide investment advice or be considered a personal recommendation.
• The value of investments and income from them can go down as well as up and you may lose some or all of your initial investment.
• Past results are not a guarantee of future results.
• If the currency in which you invest strengthens against the currency in which the underlying investments of the fund are made, the value of your investment will decrease. Currency hedging seeks to limit this, but there is no guarantee that hedging will be totally successful.
• Some portfolios may invest in financial derivative instruments for investment purposes, hedging and/or efficient portfolio management.
• The Prospectus - together with locally required offering documentation - sets out risks which, depending on the fund, may include risks associated with investing in fixed income, derivatives, emerging markets and/or high-yield securities; emerging markets are volatile and may suffer from liquidity problems.