Where are you in your journey?
Start with the basics or jump ahead based on your knowledge of retirement plans.
Getting started
GETTING STARTED
Find your fit
Not sure where to start? No problem.
Take our retirement plan quiz to see what type of plans might be a good match for you.
Five easy questions. No personal info.
EXPLORING DETAILS
Compare your options
There are retirement plans for virtually any business. See what makes sense for your needs and goals.
Which retirement plan may be best for your small business?
Select a plan to reveal more information
READY TO ACT
Meet with a financial professional
88% of owners said starting a plan was easier than expected according to our most recent survey. We believe that’s largely because of the guidance that a financial professional can offer.1
Move ahead with confidence
A financial professional can offer valuable insight. Our helpful guide outlines questions you can ask when finding the right partner — and the right retirement plan — for your business.
A win-win for you and your employees
You rely on your employees. They're an extension of yourself and you want to take care of them. Our research shows that you can do just that while also benefiting your business.
54%
Better employee retention
49%
Improved employee morale/culture
40%
Greater employee productivity
1 Source: Capital Group, in partnership with C&C Multicultural, conducted an online survey from March 23 to April 17, 2026, targeting U.S. small business owners and full-time employees aged 21 to 65. The employer sample included owners of businesses operating for 3 to 15 years, generating revenues between $250K and $100M and employing at least three full-time staff members in addition to the owner. These businesses represented a range of industries, excluding finance, and included both those that currently offer and do not offer workplace retirement plans. The employee sample consisted of full-time workers with a mix of respondents whose employers either do not offer a retirement plan, offer a plan and the respondent is enrolled or offer a plan and the respondent is not enrolled.
Find out how small businesses like yours are approaching retirement plans in our 2026 survey report.
About us
Experience and dedication for small businesses and their employees.
Since 1931
When our founder left a successful job to start a company to help people invest for a better future.
95+ years
Helping hard-working Americans pursue the ability to retire with dignity.
200+ small businesses
How many qualified local and small businesses we worked with in fiscal year 2026.
2.7M+
Dedicated to investors
More than 2.7 million plan participants count on us to pursue their retirement goals.2,3
370,000+
A trusted recordkeeper
Over 370,000 small- to mid-size businesses and their enployees rely on our retirement plan recordkeeping services.2,4
$3T+
A top asset manager
With more than $3 trillion assets under management, we're the world's largest active fund manager.5
2 As of 12/31/25.
3 Participants in Capital Group 401(k), 403(b), SEP IRA and SIMPLE IRA plans.
4 Number of businesses in proprietary recordkeeping solutions.
5 Source: Morningstar Direct. Based on assets under management as of June 30, 2026. Excludes money market funds, feeder funds and fund of funds.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses.
This and other important information is contained in the fund prospectuses and/or summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
This material does not constitute legal or tax advice. Investors should consult with their legal or tax advisors.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.
Capital Client Group, Inc.
Use of this website is intended for U.S. residents only.