Ameritas Empower Lincoln Nationwide OneAmerica Principal Transamerica Voya
Co-manufactured target date CITs with stable value allocation replacing a portion of the American Funds fixed income funds
INCEPTION DATE (MM/YYYY)
05/2025
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Hand Benefit Trust Company
Subadvisor: Mesirow
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
3.5%–34.2%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
88%
NUMBER OF AMERICAN FUNDS USED
26
Average investment fees (bps)2
34
INVESTMENT FEE RANGE (BPS)3
23–40
Service that utilizes an approved target date series (American Funds Target Date Retirement Series® [AFTD], Capital Group Target Date Retirement Series [CGTD], Empower/American Funds co-manufactured), then transitions to managed account (MA) qualified default investment alternative (QDIA) at age set by sponsor
INCEPTION DATE (MM/YYYY)
Dependent on series utilized
VEHICLE TYPE
Mutual funds
CIT
GLIDE PATH MANAGER/ STRATEGIST
Morningstar support with Advised Assets Group (Empower in-house RIA) as fiduciary on managed accounts
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
0%–25%, dependent on managed account allocation
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
100% mutual funds until MA transition, 75% after
NUMBER OF AMERICAN FUNDS USED
18
Average investment fees (bps)2
35
INVESTMENT FEE RANGE (BPS)3
29–39; following
transition to managed account = fund fees + 49
Co-manufactured target date CITs with stable value allocation replacing a portion of the American Funds fixed income funds
INCEPTION DATE (MM/YYYY)
06/2020
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Great Gray Trust
Subadvisor: flexPATH Strategies
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
5%–49%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
80%
NUMBER OF AMERICAN FUNDS USED
24
Average investment fees (bps)2
35
INVESTMENT FEE RANGE (BPS)3
22–43
Co-manufactured target date CITs with stable value and TIAA Secure Income Account (SIA) allocations replacing a portion of the American Funds fixed income funds; lifetime income option
INCEPTION DATE (MM/YYYY)
07/2024
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Great Gray Trust
Subadvisor: flexPATH Strategies
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
5%–24% stable value
0%–30% TIAA SIA
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
78%
NUMBER OF AMERICAN FUNDS USED
20
Average investment fees (bps)2
36
INVESTMENT FEE RANGE (BPS)3
22–46
Hybrid co-manufactured target date CITs with American Funds active management, State Street passive management and Empower stable value
INCEPTION DATE (MM/YYYY)
07/2023
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Benefit Trust Company (BTC)
Subadvisor: State Street
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
0%–30%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
50%
NUMBER OF AMERICAN FUNDS USED
8
Average investment fees (bps)2
25
INVESTMENT FEE RANGE (BPS)3
24–27
Multiple glide path target date CIT options with American Funds and Lincoln stable value; additional PathBuilder Income glide path with a GLWB4 option
INCEPTION DATE (MM/YYYY)
07/2019
VEHICLE TYPE
Alliance: Model portfolios
Director: CITs
GLIDE PATH MANAGER/ STRATEGIST
Benefit Trust Company (BTC)
Subadvisor: Morningstar Investment Management
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
0%–39%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
90%
NUMBER OF AMERICAN FUNDS USED
18
Average investment fees (bps)2
36
INVESTMENT FEE RANGE (BPS)3
26–434
Co-manufactured target date CITs with stable value allocation replacing a portion of the American Funds fixed income funds
INCEPTION DATE (MM/YYYY)
08/2023
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Great Gray Trust
Subadvisor: Wilshire Associates
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
5%–53%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
86%
NUMBER OF AMERICAN FUNDS USED
25
Average investment fees (bps)2
36
INVESTMENT FEE RANGE (BPS)3
25–42
Co-manufactured target date CITs, in 3-year vintages, with protected lifetime income; includes a Nationwide fixed income contract and a fixed index annuity with a GLWB4
INCEPTION DATE (MM/YYYY)
01/2022
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Global Trust Company
(glide path and fund selection)
Subadvisor: Nationwide IMG
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
Stable value: 0-5%
Fixed index annuity:5 20%-65%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
80%
NUMBER OF AMERICAN FUNDS USED
12
Average investment fees (bps)2
52
INVESTMENT FEE RANGE (BPS)3
32–58
Co-manufactured target date CITs with stable value allocation replacing a portion of the American Funds fixed income funds
INCEPTION DATE (MM/YYYY)
04/2024
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Great Gray Trust
Subadvisor: flexPATH Strategies
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
5%–49%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
80%
NUMBER OF AMERICAN FUNDS USED
24
Average investment fees (bps)2
34
INVESTMENT FEE RANGE (BPS)3
21–43
Co-manufactured target date CITs with stable value allocation replacing a portion of the American Funds fixed income funds
INCEPTION DATE (MM/YYYY)
03/2024
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Great Gray Trust
Subadvisor: flexPATH Strategies
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
5%–49%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
80%
NUMBER OF AMERICAN FUNDS USED
24
Average investment fees (bps)2
34
INVESTMENT FEE RANGE (BPS)3
21–43
Co-manufactured target date CITs with stable value allocation replacing a portion of the American Funds fixed income funds
INCEPTION DATE (MM/YYYY)
12/2020
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Transamerica
Subadvisor: Mesirow
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
3.8%–33.16%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
85%
NUMBER OF AMERICAN FUNDS USED
26
Average investment fees (bps)2
35
INVESTMENT FEE RANGE (BPS)3
30–40
Co-manufactured target date CITs with stable value allocation replacing a portion of the American Funds fixed income funds
INCEPTION DATE (MM/YYYY)
11/2021
VEHICLE TYPE
CIT
GLIDE PATH MANAGER/ STRATEGIST
Great Gray Trust
Subadvisor: flexPATH Strategies
STABLE VALUE/FIXED ANNUITY ALLOCATION RANGE
5%–49%
WEIGHTED AVERAGE % OF ASSETS MANAGED BY CAPITAL GROUP1
80%
NUMBER OF AMERICAN FUNDS USED
24
Average investment fees (bps)2
34
INVESTMENT FEE RANGE (BPS)3
21–43
Foonotes/Important information:
1 Calculated using Sway averages
2 Simple arithmetic average
3 Recordkeeping credits may be available
4 Guaranteed Lifetime Withdrawal Benefit (at an extra cost)
5 5% allocation to stable value prior to the Lifetime Income Builder allocation
As of June 30, 2025
bps = basis points (100 bps equals 1%); CIT = collective investment trust; RIA = registered investment advisor; co-manufactured = the asset manager and recordkeeper create a target date fund to be offered exclusively to the recordkeeper’s clients.
Variable annuities may impose a variety of fees that may affect the growth of your client's portfolio. Variable annuities have investment and/or withdrawal limitation requirements. Early withdrawals may incur a fee. Guarantees are subject to the claims-paying ability of the issuing insurance company.
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