Class 529 Shares With and Without Expense Reimbursements | Capital Group

Class 529 Shares With and Without Expense Reimbursements

CollegeAmerica® is a nationwide plan sponsored by Virginia529℠

The table below shows Class 529-A, -C, -E and -F-1 share returns and SEC yields with and without fee waivers and/or expense reimbursements for some funds and share classes. Funds and share classes shown reflect a more than 10 basis point expense waiver and/or reimbursement on an annualized basis. To get each fund’s expense ratio, and its yield and returns for other periods not shown that reflect the fee waiver and/or expense reimbursements, visit the fund details page for each fund listed below. You may also read details about how waivers and reimbursements affect the results for each fund.

Figures shown are past results and are not predictive of results in future periods. Current and future results may be lower or higher than those shown. Fund results shown are at net asset value with all distributions reinvested. If a sales charge had been deducted, the results would have been lower. Share prices and returns will vary, so investors may lose money. Investing for short periods makes losses more likely. Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

You could lose money by investing in the American Funds U.S. Government Money Market Fund. Although the fund seeks to preserve the value of your investment at $1.00 per share, it cannot guarantee it will do so. An investment in the fund is not insured or guaranteed by the Federal Deposit Insurance Corporation or any other governmental agency, entity or person. The fund’s sponsor has no legal obligation to provide financial support to the fund, and you should not expect that the sponsor will do so at any time.

Fund Name Waivers and/or Reimbursements as of 11/30/19 Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
Money Market Fund
American Funds U.S. Government Money Market Fund℠With*
0.32%(May 01, 2009) 0.32%(May 01, 2009) 0.32%(May 01, 2009) 0.32%(May 01, 2009)
Without
Fund Name
Annualized 7-Day Yields
as of 10/31/19
529-A 529-C 529-E 529-F-1
Money Market Fund
American Funds U.S. Government Money Market Fund℠ 1.40% 1.40% 1.42% 1.42%
Fund Name
Annualized 30-Day SEC Yields
as of 10/31/19
529-A 529-C 529-E 529-F-1
Growth-and-Income Fund
American Funds Developing World Growth and Income Fund℠ 1.40% 0.75% 1.34% 1.71%
Fund Name
Annualized 30-Day SEC Yields
as of 10/31/19
529-A 529-C 529-E 529-F-1
Bond Fund
American Funds Strategic Bond Fund℠ 1.21% 0.47% 1.02% 1.46%
American Funds Inflation Linked Bond Fund® −0.11% −0.86% −0.31% 0.13%
American Funds Emerging Markets Bond Fund® 5.51% 4.97% 5.50% 5.95%
American Funds Corporate Bond Fund® 1.75% 1.04% 1.61% 2.03%
Fund Name
Annualized 30-Day SEC Yields
as of 10/31/19
529-A 529-C 529-E 529-F-1
American Funds Portfolio Series℠
American Funds Conservative Growth and Income Portfolio℠ 2.93% 2.36% 2.87% 3.35%
American Funds Growth Portfolio℠ 0.52% −0.21% 0.33% 0.76%
American Funds Growth and Income Portfolio℠ 1.66% 1.02% 1.53% 1.99%
American Funds Global Growth Portfolio℠ 0.53% −0.19% 0.34% 0.78%
American Funds Moderate Growth and Income Portfolio℠ 1.61% 0.97% 1.48% 1.95%
American Funds Preservation Portfolio℠ 1.76% 1.06% 1.60% 2.05%
Fund Name Waivers and/or
Reimbursements
as of 11/30/19
Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
Growth Funds
AMCAP Fund®With*
8.42% 8.02% 7.91% 10.06%
Without
American Funds Global Insight Fund℠With*
1.02% 1.02% 1.02% 1.02%
Without
EuroPacific Growth Fund®With*
7.52% 7.01% 6.93% 8.82%
Without
The Growth Fund of America®With*
8.89% 8.38% 8.51% 10.70%
Without
The New Economy Fund®With*
9.37% 9.07% 8.71% 12.06%
Without
New Perspective Fund®With*
9.15% 8.65% 8.75% 10.79%
Without
New World Fund®With*
9.48% 8.99% 8.84% 10.54%
Without
SMALLCAP World Fund®With*
9.62% 9.06% 8.93% 11.24%
Without
Fund Name Waivers and/or
Reimbursements
as of 11/30/19
Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
Growth-and-Income Funds
American Funds Developing World Growth and Income Fund℠With*
3.00% 2.20% 2.81% 3.21%
Without
American Mutual Fund®With*
7.95% 7.39% 7.26% 9.11%
Without
Capital World Growth and Income Fund®With*
8.80% 8.38% 8.32% 9.92%
Without
Fundamental Investors®With*
9.18% 8.67% 8.56% 11.10%
Without
International Growth and Income Fund℠With*
6.66% 5.90% 6.40% 6.88%
Without
The Investment Company of America®With*
7.63% 7.23% 7.21% 8.92%
Without
Washington Mutual Investors Fund℠With*
7.91% 7.42% 7.44% 9.23%
Without
Fund Name Waivers and/or
Reimbursements
as of 11/30/19
Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
Equity-Income Funds
Capital Income Builder®With*
6.92% 6.43% 6.54% 7.37%
Without
The Income Fund of America®With*
7.34% 6.90% 7.04% 8.24%
Without
Fund Name Waivers and/or
Reimbursements
as of 11/30/19
Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
Balanced Funds
American Balanced Fund®With*
7.35% 6.94% 6.90% 8.34%
Without
American Funds Global Balanced Fund℠With*
5.99% 5.16% 5.74% 6.22%
Without
Fund Name Waivers and/or
Reimbursements
as of 11/30/19
Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
Bond Funds
American Funds Corporate Bond Fund®With*
3.65% 2.89% 3.48% 3.90%
Without
American Funds Emerging Markets Bond Fund®With*
4.69% 4.00% 4.53% 4.94%
Without
American Funds Inflation Linked Bond Fund®With*
1.83% 1.02% 1.56% 1.98%
Without
American Funds Mortgage Fund®With*
2.18% 1.38% 1.92% 2.38%
Without
American Funds Strategic Bond Fund℠With*
3.28% 2.54% 3.10% 3.54%
Without
American High-Income Trust®With*
6.57% 6.08% 6.18% 7.49%
Without
The Bond Fund of America®With*
3.96% 3.50% 3.71% 4.25%
Without
Capital World Bond Fund®With*
5.19% 4.71% 4.81% 5.05%
Without
Intermediate Bond Fund of America®With*
2.51% 2.06% 2.32% 2.52%
Without
Short-Term Bond Fund of America®With*
1.48% 0.84% 1.14% 1.66%
Without
U.S. Government Securities Fund®With*
3.35% 2.87% 3.13% 3.29%
Without
Fund Name Waivers and/or
Reimbursements
as of 11/30/19
Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
American Funds Portfolio Series℠
American Funds Global Growth Portfolio℠With*
11.38% 10.49% 11.10% 11.60%
Without
American Funds Growth Portfolio℠With*
12.65% 11.75% 12.36% 12.88%
Without
American Funds Growth and Income Portfolio℠With*
9.99% 9.14% 9.72% 10.23%
Without
American Funds Moderate Growth and Income Portfolio℠With*
9.08% 8.24% 8.82% 9.33%
Without
American Funds Conservative Growth and Income Portfolio℠With*
7.16% 6.35% 6.93% 7.41%
Without
American Funds Preservation Portfolio℠With*
1.21% 0.43% 0.97% 1.44%
Without
Fund Name Waivers and/or
Reimbursements
as of 11/30/19
Average Annual Total Returns Since Shares First Sold†,‡
529-A 529-C 529-E 529-F-1
American Funds College Target Date Series®
American Funds College 2036 Fund℠With*
5.86% 5.13% 5.68% 6.16%
Without
American Funds College 2033 Fund®With*
6.67% 5.86% 6.42% 6.90%
Without
American Funds College 2030 Fund®With*
8.18% 7.33% 7.90% 8.40%
Without
American Funds College 2027 Fund®With*
7.13% 6.30% 6.86% 7.37%
Without
American Funds College 2024 Fund®With*
5.90% 5.08% 5.64% 6.13%
Without
American Funds College 2021 Fund®With*
4.24% 3.44% 3.99% 4.48%
Without
American Funds College Enrollment Fund®With*
1.16% 0.40% 0.94% 1.40%
Without

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses, summary prospectuses or the collective investment trust’s Characteristics statement, which can be obtained from a financial professional, Capital or your relationship manager, and should be read carefully before investing. CollegeAmerica is distributed by American Funds Distributors® and sold through unaffiliated intermediaries.

American Funds Global Insight Fund and American Funds International Vantage Fund began investment operations on April 1, 2011, but were only available to a limited number of investors. Now available on the American Funds platform, the reorganized funds have adopted the results and financial history of the original funds.

Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This information is intended to highlight issues and should not be considered advice, an endorsement or a recommendation.

All Capital Group trademarks are registered trademarks owned by The Capital Group Companies, Inc. or an affiliated company. All other company and product names mentioned are the trademarks or registered trademarks of their respective companies.

Use of this website is intended for U.S. residents only.

American Funds Distributors, Inc., member FINRA.

Depending on your state of residence, there may be an in-state plan that provides state tax and other state benefits, such as financial aid, scholarship funds and protection from creditors, not available through CollegeAmerica. Before investing in any state’s 529 plan, investors should consult a tax advisor.

* Investment results assume all distributions are reinvested and reflect applicable fees and expenses. When applicable, investment results reflect fee waivers and/or expense reimbursements, without which results would have been lower. Read details about how waivers and/or reimbursements affect the results for each fund.

For the funds listed below, the investment adviser is currently reimbursing a portion of the funds’ fees or expenses. Investment results reflect the reimbursements, without which the results would have been lower.

- American Funds College 2036 Fund: all share classes (through at least January 1, 2020)

- American Funds Emerging Markets Bond Fund: all share classes (through at least March 1, 2020)

- American Funds Strategic Bond Fund: all share classes (through at least July 1, 2020)

- American Funds Corporate Bond Fund: all share classes (through at least August 1, 2020)

- American Funds Global Insight Fund: all share classes (through at least November 8, 2020)

The investment adviser may elect at its discretion to extend, modify or terminate the reimbursements at that time. Please see each fund’s most recent prospectus for details.

Class 529-A shares were first offered on February 15, 2002. Class 529-A share results prior to the date of first sale are hypothetical based on Class A share results without a sales charge, adjusted for estimated additional annual expenses. Results for certain funds with an inception date after February 15, 2002, also include hypothetical returns because those funds’ Class 529-A shares sold after the funds’ date of first offering. Class 529-C shares were first offered on February 15, 2002. Class 529-C share results prior to the date of first sale are hypothetical based on Class A share results without a sales charge, adjusted for estimated additional annual expenses. Results for certain funds with an inception date after February 15, 2002, also include hypothetical returns because those funds’ Class 529-C shares sold after the funds’ date of first offering. 529-C shares convert to 529-A shares after 10 years. Class 529-F-1 shares were first offered on September 9, 2002. Class 529-F-1 share results prior to the date of first sale are hypothetical based on Class A share results without a sales charge, adjusted for estimated additional annual expenses. Results for certain funds with an inception date after September 9, 2002, also include hypothetical returns because those funds’ Class 529-F-1 shares sold after the funds’ date of first offering. Class 529-E shares were first offered on February 15, 2002. Class 529-E share results prior to the date of first sale are hypothetical based on Class A share results without a sales charge, adjusted for estimated additional annual expenses. Results for certain funds with an inception date after February 15, 2002, also include hypothetical returns because those funds’ Class 529-E shares sold after the funds’ date of first offering.For American Funds Global Insight Fund and American Funds International Vantage Fund, Class 529 shares were first offered on November 8, 2019. Class 529 share results prior to the date of first sale are hypothetical based on the results of the original share class of the fund, adjusted for typical estimated expenses. Please see each fund’s prospectus for more information on specific expenses.

Calculated by annualizing dividends paid during the last seven days of the period. For money market funds, the annualized 7-day SEC yield more accurately reflects the fund’s current earnings than does total return.

‡Lifetime returns for less than one year are not annualized, but calculated as cumulative total returns.

Content contained herein is not intended to serve as impartial investment or fiduciary advice. The content has been developed by Capital Group, which receives fees for managing, distributing and/or servicing its investments.