American Funds 2065 Target Date Retirement Fund - A | American Funds

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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1, 2 OR 754

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

Retirement Target Date Funds

SM

Vehicle: Mutual Fund Share Class
Notice The Portfolio Solutions Committee reallocated this product as of July 30, 2022. These changes to the underlying funds are reflected below. View additional details here.

Overview

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Price at NAV $14.43 as of 8/12/2022 (updated daily)
Fund Assets (millions) $672.5
Target Date Solutions Committee Members
7
Expense Ratio
0.81%

Asset Mix

U.S. Equities59.7%
Non-U.S. Equities23.7%
U.S. Bonds7.8%
Non-U.S. Bonds1.3%
Cash & Equivalents
7.5%
U.S. Equities59.7%
Non-U.S. Equities23.7%
U.S. Bonds7.8%
Non-U.S. Bonds1.3%
Cash & Equivalents
7.5%
As of 7/31/2022 (updated monthly)

Fund Statistics

6.4 years
Effective Duration
3.7%
Average Yield
to Worst
2.3%
Average Coupon
% of net assets as of 6/30/2022 (updated quarterly)

Market Capitalization

75.0%
Large
18.8%
Medium
6.3%
Small
$71,219.68 Million
Weighted Average


As of 6/30/2022 (updated quarterly). Morningstar data as of 6/30/2022 (updated quarterly).
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Volatility & Return

Read important investment disclosures

Volatility & Return chart is not available for funds less than 10 years old.

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Returns at NAV

Returns at MOP

Read important investment disclosures
-18.24%
1-year return
--
5-year return
13.31%
Lifetime return (3/27/20)
0.76%
30-Day SEC Yield
Returns as of 7/31/22 (updated monthly). Yield as of 7/31/22 (updated monthly).

Description

Objective
Depending on the proximity to its target date, which we define as the year that corresponds roughly to the year in which the investor expects to retire, the fund will seek to achieve the following objectives to varying degrees: growth, income and conservation of capital. The fund will increasingly emphasize income and conservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. In this way, the fund seeks to balance total return and stability over time.

Fund Facts

Fund Inception 3/27/2020
Fund Assets (millions)
As of 7/31/2022
$672.5
Shareholder Accounts
Shareholder accounts are as of 7/31/2022
24,697
Regular Dividends Paid
Dec
Minimum Initial Investment $250
Capital Gains Paid
Dec
Portfolio Turnover (2021) 13%
Fiscal Year-End Oct
Prospectus Date 01/01/2022
CUSIP 02631V 740
Fund Number 30185

Returns

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Month-End Returns as of 7/31/22

Quarter-End Returns as of 6/30/22

Growth of 10K

Read important investment disclosures
For Class A Shares, this chart tracks a hypothetical investment with dividends reinvested through 12/31/2021.
AAOTX
S&P Target Date 2065+ Index

High & Low Prices

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Yield

12-month
Distribution Rates
30-day SEC Yield
Fund at NAV 0.66% N/A
Fund at MOP 0.62% 0.76%
As of 7/31/2022 (updated monthly)

Valuation

Price/ Price/ Price/
Book Cash Flow Earnings
Fund 2.60 8.66 14.98
S&P Target Date 2065+ Index
-- -- --
Fund as of 6/30/22. Index as of --.

Target Date Solutions Committee

Years of Experience with Fund
Years of Experience with Capital Group
Years of Experience with Investment Industry
Michelle J. Black 2 20 27
David A. Hoag 2 30 34
Joanna F. Jonsson 2 31 33
Samir Mathur 2 9 29
Wesley K. Phoa 2 23 28
Bradley J. Vogt 2 34
Shannon Ward 1 5 30
A boldface number indicates that years of experience with Capital Group is equal to years of experience with investment industry.

Portfolio Composition

Morningstar Rating TM


Overall Morningstar RatingTM
Funds rated(--)
--
3-yr. Morningstar RatingTM
(-- funds rated)
--
5-yr. Morningstar RatingTM
(-- funds rated)
--
10-yr. Morningstar RatingTM
(-- funds rated)
--
Overall Morningstar Risk --
Category Target-Date 2065+
Ratings are based on risk-adjusted returns as of -- (updated monthly).
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Lipper Leader Scorecard

Over-all 3 yr. 5 yr. 10 yr.
Consistent Return Within Category
Funds Rated
Expense Within Category
Funds Rated
Preservation Within Category
Funds Rated
Tax Efficiency Within Category
Funds Rated
Total Return Within Category
Funds Rated
Category Mixed-Asset Target 2060+ Fds
KEY
HIGHEST LOWEST

Risk Measures

Fund
Standard Deviation
--
Sharpe Ratio
--
For the ending 7/31/22 (updated monthly).
American Funds
Benchmark
Morningstar
Benchmark
S&P Target Date 2065+ Index
Morningstar Mod Tgt Risk TR USD
R-squared -- --
Beta -- --
Capture Ratio (Downside/Upside) --/-- --/--
American Funds Benchmark for the ending -- (updated quarterly).
Morningstar Benchmark for the ending 7/31/22 (updated monthly).
U.S. Treasuries/Agencies
4.1%
AAA/Aaa
3.2%
AA/Aa
0.3%
A
0.6%
BBB/Baa
0.7%
BB/Ba
0.1%
B
0.0%
CCC & Below
0.0%
Unrated
0.1%
Cash & equivalents
7.4%
% of net assets as of 6/30/2022 (updated quarterly)

Average Life Breakdown

0-4.9 Years
4.3%
5-9.9 Years
3.1%
10-19.9 Years
0.5%
20-29.9 Years
0.9%
30+ Years
0.0%
% of net assets as of 3/31/2022 (updated quarterly)

Holdings

Equities Breakdown

Equity Fund Holdings
Information technology 17.0%
Health care 14.2%
Consumer discretionary 10.3%
Financials 9.7%
Industrials 9.4%
Communication services 6.0%
Consumer staples 5.5%
Energy 4.3%
Materials 3.5%
Utilities 2.1%
Real estate 1.3%

% of net assets as of 6/30/2022 (updated quarterly)

Geographic Breakdown

United States
67.0%
Europe
12.2%
Asia & Pacific Basin
9.0%
Other (Including Canada & Latin America)
4.3%
Cash & equivalents
7.5%
% of net assets as of 6/30/2022 (updated quarterly)

Prices & Distributions

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Historical Prices Month-End

Historical Prices Year-End

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Historical Distributions as of 01/26/22

2021
Record
Date
Calculated
Date
Pay Date
Income Dividend Regular
Income Dividend Special
Cap. Gains Long-Term
Cap. Gains Short-Term
Reinvest NAV
12/27/21 12/27/21 12/28/21 $0.0933 $0.00 $0.1181 $0.014 $16.86
2021 Year-to-Date: Dividends Subtotal: $0.0933 Cap Gains Subtotal: $0.1321
Total Distributions: $0.2254

Fees & Expenses

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Fees

Annual Management Fees 0.00%
Other Expenses 0.14%
Acquired (Underlying) Fund Fees and Expenses 0.37%
Service 12b-1 0.30%
As of each fund's most recent prospectus.
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Expense Ratio

Gross Net
AAOTX 0.81% 0.75%
Lipper Mixed-Asset Target 2060+ Funds Average
0.90%
Fund as of most recent prospectus. Lipper Category as of 6/30/22 (updated quarterly).

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