How to Open an American Funds Account
We believe that working with a financial professional is essential to helping you reach your financial goals. Learn how you, together with your financial professional, can invest with us.
Working with a financial professional is key to successful financial planning. That’s why we don’t provide account applications on our website. You’ll need to open an account through your financial professional.
We can, however, help guide you through the process of joining our fund family. If you don’t yet have a financial professional, we’ll be glad to help you find one in your area. Use our Advisor Locator.
Set Your Objectives
Set up some time to meet with your financial professional. He or she will help you:
- identify your investment goals and time frame
- assess your tolerance for risk
- analyze your current financial circumstances
Create an Investment Plan
Once you’ve set your objectives, your financial professional will help you determine, what type of account(s) you need to open (e.g., IRA, college savings) and recommend which of our funds to invest in.
If you’re eligible to participate in an American Funds retirement plan through your employer, such as a 401(k) or 403(b), ask your financial professional to review your plan features and to help you select your investments.
Set Up Your Account
With your financial professional’s help, complete the appropriate American Funds account application(s) and mail to the address indicated.
Within a few days, you’ll receive a confirmation statement(s) from us in the mail verifying that your account(s) has been activated.
Your confirmation statement(s) will have your account number, which you can use to set up online account access.
Please note that you may need to take different steps to enroll in your employer-sponsored retirement plan. Your financial professional or human resources representative can provide guidance on what you need to do.