Hypothetical Growth Rate of All Investments After Retirement

Select a hypothetical annual growth rate for all of your investments after retirement from the drop-down menu. The calculator will apply one overall average growth rate to all of your investments during retirement. The calculator does not account for post-retirement income taxes, which may apply to certain investments.

If you’re working and earning a salary, you might select investments with higher potential growth but also higher risk. After retirement, you may want to consider more conservative investments. Many financial professionals suggest planning for a hypothetical growth rate of 6% or less in retirement. The hypothetical growth rate is not intended to reflect actual results; your results may vary.


Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.

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This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.