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RETIREMENT PLAN INVESTOR

Use your plan ID (available on your account statement) to determine which employer-sponsored retirement plan website to use:

IF YOUR PLAN ID BEGINS WITH IRK, BRK, 1 OR 2

Visit americanfunds.com/retire

IF YOUR PLAN ID BEGINS WITH 34 OR 135

Visit myretirement.americanfunds.com

ESG at Capital Group

We believe ESG is key to successful investing. So we consider environmental, social and governance issues before we invest.

EXPLORE

Why ESG matters at Capital Group

For nearly 90 years, our mission has been to improve people's lives through successful investing. We believe that integrating ESG into our investment process can lead to better long-term results for investors.

Rob Lovelace, vice chairperson and president of The Capital Group Companies, Inc., and Jody Jonsson, vice chairperson and president of Capital Research and Management Company, explain our commitment to ESG and how it is embedded in The Capital System™.

ESG is embedded into our investment process

Three key elements — our investment frameworks, monitoring process, and engagement and proxy voting — are part of our investment approach, The Capital System, which can help us deliver better long-term results.

ESG APPROACH

Investment frameworks

Drawing on deep research, our analysts identify the ESG issues that are material to each sector.

ESG APPROACH

Monitoring process

Our investment frameworks, along with third-party data, enable our process to flag certain holdings for additional review.

ESG APPROACH

Engagement & proxy voting

We can help influence change by engaging, instead of excluding.

Our ESG perspectives

Top scores from PRI

The Principles for Responsible Investment (PRI) Reporting Framework scores asset managers on their responsible investing practices. Capital Group earns an A or A+ in every applicable category.

Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Please read the prospectus before investing. Mutual funds are not guaranteed, their values change frequently and past performance may not be repeated.

Unless otherwise indicated, the information referenced above reflects the Capital Group global organization.

Unless otherwise indicated, the investment professionals featured do not manage Capital Group‘s Canadian mutual funds.

References to particular companies or securities, if any, are included for informational or illustrative purposes only and should not be considered as an endorsement by Capital Group. Views expressed regarding a particular company, security, industry or market sector should not be considered an indication of trading intent of any investment funds or current holdings of any investment funds. These views should not be considered as investment advice nor should they be considered a recommendation to buy or sell.

Statements attributed to an individual represent the opinions of that individual as of the date published and do not necessarily reflect the opinions of Capital Group or its affiliates. This information is intended to highlight issues and not be comprehensive or to provide advice. For informational purposes only; not intended to provide tax, legal or financial advice. We assume no liability for any inaccurate, delayed or incomplete information, nor for any actions taken in reliance thereon. The information contained herein has been supplied without verification by us and may be subject to change. Capital Group funds are available in Canada through registered dealers. For more information, please consult your financial and tax advisors for your individual situation.

All Capital Group trademarks are owned by The Capital Group Companies, Inc. or an affiliated company in Canada, the U.S. and other countries. All other company names mentioned are the property of their respective companies.

Capital Group funds and Capital International Asset Management (Canada), Inc. are part of Capital Group, a global investment management firm originating in Los Angeles, California in 1931. Capital Group manages equity assets through three investment groups. These groups make investment and proxy voting decisions independently. Fixed income investment professionals provide fixed income research and investment management across the Capital organization; however, for securities with equity characteristics, they act solely on behalf of one of the three equity investment groups.