Conduct a Portfolio Review | Capital Group

How-To Guides

Conduct a Portfolio Review

Portfolio reviews provide an opportunity to discuss changes in your clients’ goals or to prepare them for retirement. Follow this four-step process to make your meetings both productive and meaningful. Each step includes tools and resources to help you prepare.

Step
1

Acknowledge needs and objectives

How to do it:
  • Prepare for your meeting by identifying key milestones or events that have happened since you last met.
  • Review client portfolios to determine if they’re well-positioned to meet their investment goals.
  • For clients who are nearing retirement, identify their priorities, assets and liabilities, expenses, and income sources.

Resources to use:

Portfolio Analyzer — Get key investment statistics like asset mix and market capitalization for your client’s portfolio.
4-Step Client Review Worksheet
(PDF) — Write down important ideas you want to share with your client.

Step
2

Provide a comprehensive long-term perspective

How to do it:
  • Share in-depth analysis from our investment professionals on current markets and the economic environment, as well as insight into core investment topics.
  • Review key statistics and commentary for individual funds and share classes.
  • Help retirees understand the shifting focus in retirement investing from accumulating assets to taking distributions. Ascertain their financial outlook to determine whether they should seek investments weighted more toward preservation of capital, a balance of income and appreciation, or growth.

Resources to use:

Insights — Market perspectives and fund commentary from our investment professionals
Fund Details

 

Step
3

Establish confidence

How to do it:
  • Offer strategies, like our objective-based portfolios, that can help clients pursue their long-term goals.
  • For clients who are nearing retirement, determine an investment mix and withdrawal rate that can help address longevity risk.
  • Remind clients how American Funds has been helping investors succeed for nearly 90 years.
Step
4

Discuss opportunities

How to do it:
  • End your conversation by recommending sensible investment choices that will help clients meet their long-term goals or fund their retirement income needs.
  • Construct portfolios for your clients and test them over the long term.

Resources to use:

Portfolio Resources — Portfolio construction and analysis tools
Hypotheticals


Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.

Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing. 

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American Funds Distributors, Inc., member FINRA.

This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.

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