Convenience — A single investment provides a funds of funds portfolio of actively managed American Funds aligned with an investor’s time horizon. A carefully monitored retirement glide path means no more manual reallocation for you.
Objective-focused — With objectives like growth and preservation, these funds of funds offer broadly diversified portfolios in a single investment.
Customization — Build a retirement savings portfolio of your preferred American Funds, or select a single-fund option. Either way, you control the investment mix.
Capital Group offers Class A, C, F-1, F-2, F-3, R-1, R-2, R-3, R-4, R-5 and R-6 shares for American Funds, the American Funds Portfolio Series and the American Funds Target Date Retirement Series. Class F-2 shares of the American Funds Target Date Retirement Series are available through certain registered investment advisor and fee-based programs but are not available for purchase in most employer-sponsored retirement plans. See the prospectus for details. Check with your firm for availability.
To set up a new IRA, visit the Account Resource Center to easily access all of the required paperwork, resources and more.
* Modified gross adjusted income (MAGI) is calculated by subtracting certain expenses and allowable adjustments from gross income. To determine your MAGI, contact your tax advisor.
† Future contribution limits may be adjusted for cost-of-living increases. Contributions for the current tax year must be made by April 15 of the following year, unless that date falls on a Saturday, Sunday or legal holiday. In those cases, the due date is delayed until the next business day.
Investments are not FDIC-insured, nor are they deposits of or guaranteed by a bank or any other entity, so they may lose value.
Investors should carefully consider investment objectives, risks, charges and expenses. This and other important information is contained in the fund prospectuses and summary prospectuses, which can be obtained from a financial professional and should be read carefully before investing.
Although the target date portfolios are managed for investors on a projected retirement date time frame, the allocation strategy does not guarantee that investors' retirement goals will be met. Investment professionals manage the portfolio, moving it from a more growth-oriented strategy to a more income-oriented focus as the target date gets closer. The target date is the year that corresponds roughly to the year in which an investor is assumed to retire and begin taking withdrawals. Investment professionals continue to manage each portfolio for approximately 30 years after it reaches its target date.
All Capital Group trademarks mentioned are owned by The Capital Group Companies, Inc., an affiliated company or fund. All other company and product names mentioned are the property of their respective companies.
Use of this website is intended for U.S. residents only. Use of this website and materials is also subject to approval by your home office.
American Funds Distributors, Inc.
This content, developed by Capital Group, home of American Funds, should not be used as a primary basis for investment decisions and is not intended to serve as impartial investment or fiduciary advice.